Punjab and Sind Bank Internet Banking: A Complete Guide (2025)

Need to check your balance, transfer money, or pay bills without visiting a branch? Punjab and Sind Bank Internet Banking makes it easy to manage your finances 24/7 — securely, from home or on the go.

This guide explains how to register, log in, and use key features of Punjab and Sind Bank’s online banking platform.

What Is Punjab and Sind Bank Internet Banking?

Internet banking is Punjab and Sind Bank’s online platform that lets you access your bank account securely through a web browser. With it, you can:

  • Check balances and download statements
  • Transfer money via NEFT, RTGS, or IMPS
  • Pay bills and recharge phones
  • Open fixed deposits
  • Manage your debit card and account settings

Available for both personal and corporate users

How to Register for Punjab and Sind Bank Internet Banking

You can register for internet banking online or offline.

Online Registration (Self-service)

  1. Visit the official website: https://www.psbindia.com
  2. Go to Digital Banking → Internet Banking
  3. Click on Retail User – New User Registration
  4. Enter your account number, CIF number, and registered mobile number
  5. Validate with OTP
  6. Set your login ID and password

Tip: Make sure your mobile number is linked to your bank account before registering.

Offline Registration (Branch Visit)

  1. Visit your home branch
  2. Ask for the Internet Banking registration form
  3. Submit it with valid ID proof
  4. You’ll receive login credentials via SMS or mail

How to Log In

Once registered, here’s how to log in:

  1. Go to https://www.psbindia.com
  2. Click Login → Internet Banking → Retail Login
  3. Enter your User ID and password
  4. Complete the OTP verification
  5. Access your dashboard

For businesses, choose Corporate Login

Key Features of PSB Internet Banking

Here’s what you can do online:

Account Management

  • View balances and transactions
  • Download account statements
  • Track loans and deposits

Fund Transfers

  • Own account or third-party transfers
  • NEFT / RTGS / IMPS
  • Schedule future-dated payments

Utility Services

  • Pay electricity, water, and gas bills
  • Recharge prepaid mobile or DTH
  • Pay credit card bills

Security Controls

  • Block/unblock debit card
  • Change passwords
  • Manage beneficiaries

PSB UnIC App: Internet Banking on Mobile

Prefer using your phone? Download the PSB UnIC app for iOS or Android. It offers:

  • Quick balance check
  • UPI payments
  • Instant transfers
  • ePassbook and card management

FAQs

Q1: Is Punjab and Sind Bank internet banking safe?

A. Yes. It uses multi-factor authentication, encrypted sessions, and OTP verification for all key actions.

Q2: Can I reset my password online?

A. Yes. On the login page, click “Forgot Password” and follow the steps to reset using OTP.

Q3: Is there a charge for using internet banking?

A. No, PSB internet banking is free for most personal banking users. Some bulk services for businesses may involve charges.

Key Takeaways

  • PSB Internet Banking is a secure, 24/7 platform to manage your account.
  • You can register online if your mobile is linked to your account.
  • Use it to transfer money, pay bills, download statements, and more.