Punjab and Sind Bank’s FD rates range from 3.00 % to 7.00 % for deposits below ₹2 crore. A special 601‑day deposit offers about 7.00 % to general customers and 7.50 % to senior citizens. Tenures vary from 7 days to 10 years. The bank also offers tax‑saving FDs with a 5‑year lock‑in. Always verify the latest rate chart on the bank’s website before investing.
Punjab and Sind Bank FD Rate Snapshot
| Tenure | Approx. rate (general) |
|---|---|
| 7 days – 45 days | 3.00 % |
| 1 year | 6.50 % |
| 601 days (special) | 7.00 % |
| 2 years | 6.50 % |
| 5 years | 6.25 % |
Ensure you understand the bank’s premature withdrawal penalties and senior citizen benefits.
