Want quick access to your Punjab National Bank (PNB) account without logging into an app or website? With PNB SMS Banking, you can check your balance, get a mini statement, request a cheque book, and more — all via simple text messages.
No internet? No problem. Just send a keyword from your registered mobile number to the official PNB SMS banking number.
What Is PNB SMS Banking?
PNB SMS Banking lets you perform basic banking actions by sending an SMS with a keyword command to a designated number. It’s fast, easy to use, and works on any mobile phone — no smartphone required.
Services include:
- Account balance
- Mini statement
- Cheque book request
- Card blocking
- Loan inquiry
PNB SMS Banking Number
Send SMS to: 📲 5607040
Use only your registered mobile number
SMS Banking Keywords and Formats
| Service | SMS Format | Example |
|---|---|---|
| 🏦 Balance Inquiry | BAL <space> <Account Number> | BAL 9876543210 |
| 📜 Mini Statement | MINSTMT <space> <Account Number> | MINSTMT 9876543210 |
| 🧾 Cheque Book Request | CHQREQ <space> <Account Number> | CHQREQ 9876543210 |
| 🔒 Block Debit Card | HOTCARD <space> <Card Number> | HOTCARD 123456789012 |
| 🏦 Loan Interest Cert. | LOANINT <space> <Account Number> | LOANINT 9876543210 |
📌 Account number should be 10 digits. No extra symbols or typos.
How to Register for PNB SMS Banking
To use this service, your mobile number must be registered with the bank.
Already linked?
Start using the SMS commands right away.
Not linked?
You’ll need to:
- Visit your home branch
- Submit a mobile number registration form
- Show valid ID proof
- Activation takes 1–2 working days
SMS Banking vs Missed Call Banking
PNB also offers missed call banking for basic services:
| Service | Missed Call Number |
|---|---|
| Balance Enquiry | 📞 1800 180 2223 |
| Mini Statement | 📞 1800 180 2222 |
Just give a missed call from your registered number — you’ll receive an SMS reply.
FAQs
Q1: Is SMS Banking free?
A. PNB does not charge for SMS banking, but standard SMS charges from your mobile operator may apply.
Q2: Can I use SMS Banking from any mobile number?
A. No. Only the registered mobile number linked to your account will work.
Q3: Is SMS Banking secure?
A. Yes, but you should delete sensitive SMS replies and never share OTPs with anyone.
Q4: What happens if I enter the wrong account number?
A. If the account isn’t linked to your mobile number, you’ll get an error or no response.
Key Takeaways
- Send SMS to 5607040 using your linked mobile number
- Get balance, mini statements, block cards, and more
- No internet required — works on any mobile
- Easy to register at your home branch
