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PNB RTGS Form: Download, Details & How to Fill (2026)

Punjab National Bank (PNB) provides an RTGS form for customers who want to transfer a large amount (₹2 lakh or more) through the bank branch. RTGS is commonly used for high-value, time-critical payments.

This guide explains the PNB RTGS form format, required details, and step-by-step filling process.

Quick Summary: PNB RTGS Form

  • Used for: Transfers of ₹2,00,000 and above
  • Mode: Branch-based (offline)
  • Processing: Real-time during banking hours
  • Charges: As per PNB branch charges + GST (may vary)

PNB RTGS Form – Required Details

When filling the PNB RTGS form, you need to provide the following information:

Applicant (Sender) Details

  • Applicant’s full name
  • PNB account number
  • Account type (Savings / Current)
  • Mobile number
  • Signature of account holder

Beneficiary Details

  • Beneficiary name
  • Beneficiary bank name
  • Branch name
  • IFSC code
  • Beneficiary account number

Transaction Details

  • Amount (₹2,00,000 or above)
  • Amount in words
  • Purpose of remittance (optional but recommended)

How to Fill PNB RTGS Form – Step-by-Step

Write your name and PNB account number clearly
Tick RTGS (not NEFT)
Enter beneficiary name and account number
Fill in correct IFSC code of beneficiary bank
Mention transfer amount (figures & words)
Sign the form as per bank records
Submit the form at the PNB branch counter

Carry a valid ID proof if requested by the branch.

Where to Get PNB RTGS Form?

You can get the PNB RTGS form from:

  • PNB home branch counter
  • Customer service desk at PNB branch

(Some branches may also accept a combined NEFT/RTGS form.)

PNB RTGS Timing

  • Branch RTGS: During bank working hours only
  • Online RTGS (PNB One / Net Banking): 24×7

Forms submitted after cut-off time may be processed on the next working day.

PNB RTGS Charges (Indicative)

AmountCharges (approx.)
₹2 lakh to ₹5 lakh₹25 + GST
Above ₹5 lakh₹50 + GST

Charges may vary by branch or account type.

Common Issues & Troubleshooting

RTGS delayed?

  • Usually credited within minutes
  • Delays may occur due to incorrect details or server issues

Amount debited but not credited?

  • Contact PNB branch immediately
  • Transaction is traceable via UTR number

Security Tips

  • Double-check account number & IFSC
  • Use block letters while filling the form
  • Do not share RTGS acknowledgment slip
  • Keep the UTR number for reference

FAQs: PNB RTGS Form

Is RTGS form mandatory in PNB?

A. Yes, for branch-based RTGS transactions.

Can I use NEFT form for RTGS in PNB?

A. Some branches use a combined NEFT/RTGS form—confirm at the counter.

What is the minimum amount for PNB RTGS?

A. ₹2,00,000.

Conclusion

The PNB RTGS form is required for high-value transfers through the branch. Fill in all details carefully, especially the beneficiary account number and IFSC, to ensure fast and successful credit.