A PNB passbook is an essential document for every Punjab National Bank account holder. It records all your account transactions and helps you track your balance, deposits, withdrawals, and interest credited by the bank.
Whether you have a savings account, salary account, or joint account, PNB provides a free passbook at the time of account opening.
Quick Summary: PNB Passbook
- Issued free of cost when opening a PNB account
- Records deposits, withdrawals, transfers, and interest
- Can be updated at PNB branch or passbook update machine
- Useful for KYC, income proof, visa, loan, and subsidy purposes
- Physical passbook + digital alternatives available
What Is a PNB Passbook?
A Punjab National Bank passbook is a small booklet issued by the bank that contains:
- Account holder name
- Account number
- Branch name & IFSC
- Opening balance
- Date-wise transaction details
- Closing balance after each entry
It acts as an official transaction record provided by the bank.
How to Get a PNB Passbook
1. At the Time of Account Opening
- When you open a savings or salary account, PNB issues a passbook automatically
- No separate request or charges involved
2. If You Didn’t Receive One
Visit your home branch with:
- Account number
- Valid ID proof
Request the counter staff for a new passbook issuance
How to Update PNB Passbook
Method 1: At PNB Branch
- Visit your home branch
- Submit the passbook at the counter or kiosk
- Latest transactions get printed automatically
⏱ Usually takes 2–5 minutes
Method 2: Passbook Update Machine (Where Available)
- Insert passbook correctly into the machine
- Machine prints pending entries
- Collect your updated passbook
Availability may vary by branch and location
What Details Are Printed in PNB Passbook?
- Date of transaction
- Transaction description (ATM, UPI, NEFT, cash, etc.)
- Debit / Credit amount
- Balance after each transaction
- Interest credited entries
- Government subsidies (if applicable)
Charges for PNB Passbook
| Service | Charges |
|---|---|
| First passbook | Free |
| Updating passbook | Free |
| Duplicate passbook | May attract a nominal fee |
| Replacement due to damage | Charges may apply |
Charges can vary by branch—check locally for confirmation.
PNB Passbook for KYC & Proof
A stamped and updated PNB passbook can be used as:
- Address proof
- Income proof (for basic verification)
- Bank account proof
- DBT / subsidy confirmation
Some institutions may require recent entries (last 3–6 months).
Digital Alternatives to PNB Passbook
If you don’t want to rely on a physical passbook:
- PNB ONE App – view account statement anytime
- Internet Banking – download PDF statements
- Mini Statement – via ATM or missed call
- SMS Alerts – transaction updates in real time
These options work 24×7 and reduce branch visits.
Common PNB Passbook Issues & Solutions
Passbook Not Updating
- Ensure correct insertion in machine
- Visit branch if pages are full
Lost Passbook
- Inform branch immediately
- Submit ID proof
- Apply for duplicate passbook
Wrong Entry Printed
- Contact branch staff for rectification
- Carry supporting transaction details
Security Tips for PNB Passbook
- Do not share passbook photocopies unnecessarily
- Avoid writing ATM PIN or mobile number inside it
- Store it safely like other financial documents
- Update passbook regularly to spot unknown transactions
FAQs on PNB Passbook
Is PNB passbook mandatory?
A. No, but it is highly recommended for record-keeping and verification.
Can I update PNB passbook in any branch?
A. Usually at your home branch. Some branches may allow others—check locally.
Does PNB give passbook for zero balance accounts?
A. Yes, savings accounts including basic accounts get a passbook.
Is digital statement equal to passbook?
A. For most purposes yes, but some offices still prefer a stamped passbook.
Conclusion
The PNB passbook remains a reliable and official way to track your bank transactions. While digital banking is growing fast, a passbook is still useful for verification, subsidies, and personal records.
