PNB Net Banking (Punjab National Bank Internet Banking) allows you to access and manage your PNB account online 24×7. From checking balance to transferring money and paying bills, most banking tasks can be done without visiting the branch.
This guide explains how to register, login, reset password, use features, and solve common PNB net banking issues in simple step-by-step language.
Quick Summary – PNB Net Banking
- Service name: PNB Internet Banking
- Available for: Savings & Current account holders
- Access: Computer & mobile browser (24×7)
- Cost: Free for basic services
- Mobile app: PNB ONE (for app-based banking)
What You Can Do with PNB Net Banking
Using PNB net banking, you can:
- Check account balance & mini statement
- View and download account statement
- Transfer money via NEFT / RTGS / IMPS
- Add & manage beneficiaries
- Pay utility and recharge bills
- Open FD / RD online
- Apply for cheque book
- Change login & transaction passwords
- View loans and linked accounts
How to Register for PNB Net Banking (Step-by-Step)
You can register online if your mobile number is linked to your PNB account.
Online Registration Steps
- Visit the PNB Internet Banking website
- Click on Retail Internet Banking
- Select New User Registration
- Enter details such as:
- Account number
- Debit card details (if required)
- Registered mobile number
- Verify OTP sent to your mobile
- Create:
- User ID
- Login password
- Submit and activate net banking
If online registration fails, visit your PNB branch once for activation.
How to Login to PNB Net Banking
- Open PNB Internet Banking portal
- Click on Retail Login
- Enter your User ID and Password
- Enter captcha
- Click Login
Always ensure you are on the official PNB website before logging in.
PNB Net Banking Password Reset (Forgot Password)
If you forgot your login password:
- Go to the PNB net banking login page
- Click on Forgot Password
- Enter:
- User ID
- Account number
- Registered mobile number
- Verify OTP
- Set a new password and login again
PNB Net Banking Transaction Password
- Login password: To access your account
- Transaction password: Required for fund transfers
You can generate or reset the transaction password through net banking or at a PNB ATM (method may vary by account).
PNB Net Banking Transfer Limits (Indicative)
| Transfer Mode | Typical Limit |
|---|---|
| IMPS | Up to ₹2 lakh |
| NEFT | As per bank rules |
| RTGS | ₹2 lakh & above |
Limits may vary based on user profile and security level.
Common PNB Net Banking Problems & Solutions
1. Unable to Login
- Check User ID & password
- Reset password if needed
- Try again after some time (server busy)
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after a few minutes
3. User ID Locked
- Happens after multiple wrong attempts
- Use “Forgot Password” or contact branch
PNB Net Banking Security Tips
- Never share OTP or passwords
- Avoid public computers & Wi-Fi
- Change passwords regularly
- Always log out after use
- Use official PNB site or PNB ONE app only
PNB Net Banking FAQs
Is PNB net banking free?
A. Yes, basic net banking services are free.
Can I use PNB net banking on mobile?
A. Yes, via mobile browser or the PNB ONE app.
Do I need a debit card for registration?
A. In many cases yes, but it may vary by account type.
Can I link multiple PNB accounts?
A. Yes, eligible accounts can be linked under one User ID.
Conclusion
PNB Net Banking makes banking simple, fast, and paperless. With proper registration and security practices, you can manage your PNB account anytime, anywhere without branch visits.
