PNB Net Banking 2025: Features, Registration & Login Guide

Punjab National Bank’s (PNB) net banking lets you handle your finances effortlessly. Whether you want to pay bills, transfer funds, or apply for fixed deposits, PNB’s online portal delivers full-fledged services at your fingertips.

🌟 1. Key Features & Services

PNB’s retail internet banking offers a rich range of services

🔹 Financial Services

• Fund Transfers: Within PNB (self and third-party), plus IMPS, NEFT, RTGS, and Indo-Nepal remittance
• Bill Payments: Utilities, credit cards, taxes
• Account Management: View balance, statements, nomination, transaction history, TDS details, e-statements
• Deposits: Open/close FD, RD, PPF accounts
• Credit & Debit Card Services: Credit card payments, debit card PIN reset/personalization
• Cheque Services: Stop payments, cheque status, cheque book requests

🔹 Value-Added Services

• Scheduled & Recurring Transactions
• Positive Pay cheque authentication
• E-Filing (Income Tax, Form 26AS)
• **Aadhaar/PAN/GSTIN registration
• Subscription to govt. schemes (PMJJBY, PMSBY, APY)
• Bulk payments, PUM, Suraksha features
• Personalized dashboard and user ID change options
  

✅ 2. Registering for Net Banking

You have multiple ways to register:

Online via Debit Card

1. Go to the PNB internet banking portal, select “New User → Register with debit card”
2. Enter account number, PAN/DOB, select facility type
3. Verify OTP, enter debit card number & PIN
4. Create login + transaction passwords—instant activation!
   

ATM Registration

• Use any PNB ATM to initiate net banking registration

Register via Call Center or Branch

• Toll-free: 1800‑180‑2222 or 1800‑103‑2222
• Or submit Form PNB-1063 at your branch

🔐 3. Logging In & Password Reset

Login Steps

1. Visit Retail Internet Banking portal
2. Enter User ID & password, click continue
3. Accept terms, enter OTP sent to registered mobile
4. Choose 7 security questions + pick security image
5. Successful login ready for use
   

Resetting Password

• Use “Forgot Password” link → verify OTP → enter debit card + ATM PIN → set new credentials
  

💡 4. How to Use Key Features

Fund Transfers

• Manage beneficiaries, set limits under Transactions → NEFT/RTGS/IMPS
• Option to schedule or set up recurring transactions

Cheque Requests & Stops

• Go to Cheque Services for cheque book requests, stop payments, or status inquiries

Card Management

• In Debit/Credit Card Services, you can personalize limits, hot-list cards, and reset PINs

Deposits & Tax Services

• Open/close FD/RD/PPF online, access e-interest certificates
• Use E-filing, view Form 26AS, and perform Aadhaar/PAN linking

🔒 5. Security & Limits

• Two-factor authentication: OTP + transaction password
• Daily fund limits (up to ₹15 lakh) configurable under “Limits” tab
• Standard security protocols and encryption ensure safe banking
  

🆕 6. PNB ONE Mobile App

PNB’s app brings net banking to your phone:

• View all accounts in one dashboard
• Transfer funds via UPI, NEFT, IMPS; QR payments
• Block/unblock debit/credit cards, set limits
• Open term deposits or invest in mutual funds
  

📋 Summary Table

Feature	Web Portal	PNB ONE App
Register	Debit card / ATM / branch	Mobile app signup
Login	UserID + password + OTP	MPIN / biometric + OTP
Funds Transfer	NEFT/IMPS/RTGS + scheduling	NEFT/IMPS/UPI + QR + recurring
Cheque & Card Services	Yes	Yes
Deposit Account Management	Yes (FD/RD/PPF)	Yes
Bill Payments & Tax filings	Yes	Limited
Security	OTP, limits, encryption	MPIN, biometric, encryption

🔍 7. Why Choose PNB Net Banking?

• 24×7 convenience: Available any time online
• Comprehensive control: From fund transfers to bill payments & deposits
• Enhanced security: OTPs, transaction limits, secure login methods
• Unified experience: Seamlessly connected to PNB ONE app

📝 FAQs