Here’s a complete, up-to-date guide on checking your Punjab National Bank (PNB) balance quickly and freely:
1. Missed Call (Toll-Free)
- 1800 180 2223 (toll-free India)
- 0120 2303090 (chargeable/outside India)
- Give a missed call from your registered mobile; you’ll receive an SMS with your current balance—completely free.
2. SMS Banking
- Send to 5607040: typescriptCopyEdit
BAL <16‑digit account number> - You’ll get your balance via SMS almost instantly.
3. WhatsApp Banking
- Chat via +91‑92640 92640
Send “Hi” → Select Balance Enquiry from the menu → Get balance in chat.
4. Internet Banking
- Log in to PNB’s Retail Internet Banking → go to Account Summary or Balance Enquiry → View your current balance.
5. Mobile App & m‑Passbook
- Use PNB ONE, mPassbook, or MobiEase apps → Login → Check the Home or Accounts tab to view your balance.
6. ATM Balance Enquiry
- Insert your PNB debit card → Enter PIN → Select Balance Enquiry → Get your current balance (receipt optional). Works at PNB and other bank ATMs.
7. UPI Apps
- In apps like PNB ONE UPI, Google Pay, or PhonePe:
Select your PNB account → Tap Check Balance → Enter UPI PIN to view balance instantly.
Quick Comparison Map
| Method | How to Check | Internet? | Cost |
|---|---|---|---|
| Missed Call | Dial 1800 180 2223 | No | Free |
| SMS Banking | Send BAL <account> to 5607040 | No | SMS charges |
| WhatsApp Banking | Chat at +91‑9264092640 | Yes | Data charges |
| Internet Banking | PNB portal login → balance | Yes | Free |
| Mobile App | PNB apps → Home/Accounts | Yes | Data charges |
| ATM | Balance enquiry at any ATM | No | Free (usually) |
| UPI Apps | Check balance via UPI app | Yes | Free |
