- PNB accounts use a 16-digit account number.
- It follows a structured pattern:
- First 4 digits = Branch code
- Next 4 digits = Scheme code (e.g.,
0001for savings,0002for salary accounts) - Last 8 digits = Your unique serial number within that branch
Example format:
yamlCopyEdit1234 0001 56789012
- 1234 (branch) • 0001 (savings scheme) • 56789012 (serial number)
Why It’s Structured This Way
- Branch + scheme codes help route transactions correctly (e.g. NEFT, IMPS)
- Consistent 16-digit format minimizes entry errors during transfers
How to Locate Your Account Number
You can find your PNB account number through multiple convenient ways:
| 🔎 Method | 📝 How It Works |
|---|---|
| Passbook / Cheque Book | Printed on the first page or on cheque leaves |
| PNB Net Banking | Login → My Profile or Account Details section shows full 16-digit number |
| PNB One App | Login → Account Summary or Profile tab |
| Customer Care Call | From your registered mobile, call 1800 180 2222 or 1800 103 2222 and verify identity to request your account number |
Quick Facts
- Length: 16 digits
- Components: 4-digit branch + 4-digit scheme + 8-digit serial
- Uses: All digital transfers (NEFT, IMPS, UPI), account statements, beneficiary setup
- Security note: Always share the full 16-digit number and use it in combination with the correct IFSC code to avoid transaction errors
Final Thoughts
Your PNB account number is longer than most—thanks to a built-in identification structure that includes branch and account type codes. Whether you’re transferring money, setting up billers, or checking statements, your 16-digit account number is key. You can easily access it via passbook, digital banking platforms, mobile apps, or customer support.
