OBC Net Banking (Oriental Bank of Commerce) – Login, Registration & Guide (2026)

OBC Net Banking was earlier provided by Oriental Bank of Commerce (OBC). After the merger, all OBC accounts are now part of Punjab National Bank (PNB). This means OBC customers must use PNB Net Banking to access online banking services.

Quick Summary

• OBC merged with: Punjab National Bank (PNB)
• OBC Net Banking status: Discontinued
• Current platform: PNB Net Banking
• Services available: Balance check, fund transfer, mini statement, bill payment, FD/RD, and more
• Access: 24×7 via PNB website or mobile app

What Happened to OBC Net Banking?

Oriental Bank of Commerce was merged into PNB, so:

• Old OBC Net Banking login URLs no longer work
• Customer IDs and accounts are mapped to PNB systems
• All digital services are now available through PNB Net Banking

How OBC Customers Can Use Net Banking Now

Step-by-Step: Register for PNB Net Banking

If you were an OBC customer and haven’t activated net banking yet:

1. Visit the PNB Net Banking registration page
2. Select Retail User
3. Enter:
   • Account number
   • Registered mobile number
   • Date of birth
4. Verify using OTP
5. Set:
   • User ID
   • Login password
   • Transaction password
6. Login and start using services

Mobile number must be linked with your account for OTP verification.

PNB Net Banking Login for OBC Account Holders

Once registered:

1. Open PNB Net Banking login page
2. Enter User ID and password
3. Verify with OTP (if prompted)
4. Access your account dashboard

Services Available for Former OBC Customers

Using PNB Net Banking, you can:

• Check account balance & mini statement
• Transfer money via NEFT / RTGS / IMPS
• Download account statement
• Open FD or RD online
• Pay electricity, mobile, and other bills
• Manage debit card & cheque services

All services are available 24×7.

Common Issues & Troubleshooting

Forgot User ID or Password?

• Use “Forgot Password” option on PNB Net Banking
• Reset using OTP and debit card details

OTP Not Received?

• Check mobile network
• Ensure mobile number is updated in bank records
• Retry after some time

Old OBC Credentials Not Working?

This is normal. You must register again on PNB Net Banking.

Security Tips

• Never share OTP, password, or debit card details
• Use a strong password with letters, numbers & symbols
• Always log out after using net banking
• Avoid using public Wi-Fi for banking

FAQs

OBC Net Banking is no longer active due to the merger with Punjab National Bank. If you are a former OBC customer, simply register on PNB Net Banking to enjoy full online banking services 24×7. Once registered, you can manage your account easily without visiting the branch.