OBC Bank: What Happened & Current Status (2026)
OBC Bank stands for Oriental Bank of Commerce. If you’re searching for OBC Bank today, here’s the key update you should know
What Happened to OBC Bank?
Oriental Bank of Commerce (OBC) no longer operates as a separate bank.
Bank Merger Update
- OBC merged with Punjab National Bank (PNB)
- Merger date: 1 April 2020
- OBC branches, IFSC codes, and services now function under PNB
What Does This Mean for OBC Customers?
If you had an OBC account earlier:
- Your account is now a PNB account
- Account number usually remains the same (unless informed)
- Old OBC IFSC codes were replaced with PNB IFSC codes
- Debit cards, cheque books, and net banking are now PNB services
OBC Bank Services Today
All former OBC services are available through PNB, including:
- Savings & current accounts
- NEFT / RTGS / IMPS
- ATM & debit card services
- Internet & mobile banking
- Passbook & cheque facilities
How to Find Your New PNB IFSC Code?
- Check updated passbook
- Use PNB net banking / mobile app
- Visit nearest PNB branch
Using the old OBC IFSC may cause transaction failure.
Common Issues After OBC–PNB Merger
NEFT/RTGS failed using old IFSC?
- Update beneficiary with new PNB IFSC code
Confusion about branch name?
- OBC branch names may still appear, but bank is PNB
ATM card not working?
- Replace old OBC card with PNB debit card if expired
FAQs: OBC Bank
Is OBC Bank still active?
A. No. OBC is now fully merged with PNB.
Can I still use my OBC passbook?
A. Yes, until replaced by a PNB passbook.
Do I need to open a new PNB account?
A. No. Your OBC account automatically became a PNB account.
Conclusion
OBC Bank is now part of Punjab National Bank (PNB). All banking services continue without disruption under PNB.
