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Lakshmi Vilas Bank Recurring Deposit (RD) Interest Rates 2025

Lakshmi Vilas Bank (now amalgamated with DBS Bank India) offers RD schemes with rates around 6.75 % for one‑year deposits and about 6.50 % for 3‑year deposits. Senior citizens may receive an extra 0.50 %. Minimum instalment amounts typically start at ₹100. Confirm the latest RD rates and deposit terms from DBS Bank India.

Lakshmi Vilas (DBS Bank) RD Rate Snapshot

TenureApprox. RD rate
1 year6.75 %
3 years6.50 %
5 years6.25 %

Be aware that Lakshmi Vilas Bank merged with DBS Bank India in 2020; therefore, RD products now fall under DBS Bank India.