Karur Vysya Bank’s Internet Banking (UnionNet) offers secure Retail & Corporate access with features like fund transfers, bill payments, investments, and more—all protected via double-factor authentication.
Who Can Use KVB Net Banking?
Available to:
- Retail individuals (resident & NRI)
- HUFs, partnership firms, corporate clients
Registration & Activation
Online Self‑Registration:
- Visit the KVB website → Internet Banking → Continue to Login → New User.
- Choose registration via Account Number or Customer ID.
- Provide required info: registered mobile, debit card number & expiry, PIN, and OTP verification.
- Set your login & transaction password (TPIN).
- Confirm via SMS/email—activation completes within ~3 days.
Branch / ATM Registration:
- Visit a KVB branch → complete form → credentials are sent within 5–7 working days.
- Or register at a KVB ATM and get credentials instantly via SMS.
Login & Security Setup
- Use User ID (or Customer ID), Password, CAPTCHA, and then proceed.
- Financial transactions require TPIN + OTP or a RSA token (for Corporate).
- TPIN is a 4-digit code unique from your login password.
- You must enable security questions during initial setup for future password resets or unlocking.
- Use virtual keyboard during login and choose strong, 8+ character passwords combining letters and symbols.
Feature Overview
| Service Area | What You Can Do |
|---|---|
| Account Management | View account statements, balances, transaction logs; download e-statements |
| Fund Transfers | NEFT, IMPS, RTGS; add beneficiaries, schedule one-time or recurring transfers |
| Investments & Deposits | Open FDs/RDs online, manage Demat & mutual funds, apply for insurance |
| Card & Cheque Services | Block/unblock debit cards, request chequebooks, track ledger entries |
| Bill Payments & Recharges | Utilities, mobile/DTH top-up, insurance, tax payments |
| Special Tools & Rewards | View cheque return reasons, Anmol Reward points, session summary, callback requests |
Transaction Limits & Charges
- IMPS: ₹5 lakh per day (Retail), up to ₹10 lakh for Corporate
- NEFT: Generally fee‑free via net banking
- RTGS: ₹2 lakh–₹5 lakh → ₹14.5; above ₹5 lakh → ₹29.5
- Bill Payments: Cap of ₹50,000/day for retail users
Forgot or Unlock Password / User ID
- Unlock via SMS:
- Send
KVBNET <CustomerID> UNLOCKto 56161 / 96437 39643 / 96439 99643. - Reset password instantly via previously set security questions.
- Send
- Alternatively, raise request via email (
[email protected]) or call helpdesk at 1860 258 1916.
Security Best Practices
- Always log in using
- Use the virtual keyboard, strong passwords, and enable OTP/TPIN.
- Logout after every session and review the session summary after each login.
Key Summary
- Register easily online (OTP & account details) or via branch/ATM
- Login using User ID + Password + CAPTCHA + OTP/TPIN
- Features: Fund transfers, statements, bill payments, investments, card & cheque services
- Security: 2FA (Password + TPIN + OTP or RSA token), data encryption, session alerts
