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Kotak Mahindra Bank DD Form – Download, How to Fill & Submit (2026)

A Kotak Mahindra Bank Demand Draft (DD) form is required when you want the bank to issue a DD for secure offline payments like college admissions, rent deposits, government fees, or business payments.

Here’s a simple, step-by-step guide.

Quick Summary: Kotak Bank DD Form

  • Purpose: Issue a Demand Draft
  • Where available: Kotak Mahindra Bank branches
  • Online option: Limited (branch visit usually required)
  • Payment modes: Account debit / cash / cheque
  • Charges: As per Kotak DD charges + GST

Where to Get Kotak Mahindra Bank DD Form

1. Kotak Bank Branch (Most Common)

  • Ask for Demand Draft Application Form
  • Form is provided free of cost

2. Download & Print (If Accepted)

  • Some branches accept printed DD forms
  • DD issuance and verification are done at the branch only

Availability of printed/online forms may vary by branch and account type.

How to Fill Kotak Mahindra Bank DD Form (Step-by-Step)

Fill the form carefully to avoid cancellation or reissue.

  1. Date
    • Enter the DD application date
  2. Applicant Name
    • Your full name (as per Kotak bank records)
  3. Account Number
    • Kotak savings/current account number
    • Leave blank if paying by cash (if allowed)
  4. Amount
    • Write amount in figures and words
    • Example: ₹15,000 / Rupees Fifteen Thousand Only
  5. Beneficiary Name
    • Name of person, company, or institution
    • Must be exact and correctly spelled
  6. Payable At
    • City/location where DD is payable
  7. Mode of Payment
    • Tick one option:
      • Account debit
      • Cash
      • Cheque
  8. Signature
    • Sign as per bank records

Documents Required with DD Form

  • Filled DD application form
  • Passbook / debit card (for account holders)
  • Valid ID proof (if DD is issued against cash)

Kotak Mahindra Bank DD Charges (Indicative)

  • Charges depend on DD amount
  • GST is charged extra on service fee
  • Some premium or salary accounts may get free or discounted DDs

Always confirm the exact DD charges at your branch before issuing.

DD Issuance Time & Validity

  • Issuance time: Usually same day
  • Validity: 3 months from the date of issue

DD Cancellation & Refund

  • Visit the branch with:
    • Original DD
    • DD receipt
  • Cancellation charges may apply
  • Refund is processed as per bank rules (usually to the account)

Common Mistakes to Avoid

  • Wrong beneficiary name spelling
  • Incorrect payable location
  • Amount mismatch (words vs figures)
  • Missing signature on the form

FAQs: Kotak Mahindra Bank DD Form

Q1. Is Kotak DD form free?

A. Yes. The form is free. Only DD issuance charges apply.

Q2. Can non-Kotak customers get a DD?

A. Yes, usually by paying cash and submitting ID proof, subject to bank rules.

Q3. Can I edit the form after submission?

A. No. Any mistake requires DD cancellation and reissue.

Q4. Is DD available through net banking?

A. Generally no. DD issuance usually requires a branch visit.

Conclusion

The Kotak Mahindra Bank DD form is easy to fill, but accuracy is crucial—especially the beneficiary name and amount. Once submitted with payment, the Demand Draft is typically issued the same day.

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