Kotak Bank Balance Check: Missed Call, SMS and App

Kotak Bank Balance Check: Missed Call, SMS and App

You can check your Kotak Bank account balance instantly by giving a missed call to 18002740110 from your registered mobile number. The bank will SMS your balance back within seconds, free of charge.

Three Ways to Check Kotak Bank Balance

Kotak Bank gives you multiple options depending on what is handy at the moment.

1. Missed Call Balance Enquiry

1. Use your registered mobile number.
2. Give a missed call to 18002740110.
3. The call disconnects automatically.
4. You receive an SMS with your account balance.

This works 24×7 and does not require internet access.

2. SMS Banking Balance Check

1. Open the SMS app on your phone.
2. Type BAL and send it to 9971056767.
3. You will receive your account balance by return SMS.

Standard SMS charges from your telecom operator may apply.

3. Kotak Mobile Banking App

1. Download the Kotak Mobile Banking app or open Kotak 811 on your phone.
2. Log in with your MPIN or biometric.
3. Your account balance appears on the home screen dashboard.

The app also shows your transaction history, linked accounts, and fixed deposits at a glance.

Tips for Smooth Balance Enquiry

• Always use the mobile number registered with your Kotak account.
• If you recently changed your number, update it at the branch or via net banking first.
• The missed call service covers savings accounts, salary accounts, and current accounts.
• For NRI accounts, check with your branch as services may differ.

What If the Missed Call Does Not Work?

If you do not receive an SMS after the missed call, check that your registered mobile number is correct. You can verify this by logging into Kotak net banking under profile settings. If the number is outdated, visit your nearest branch with a photo ID to update it.

FAQ

Is the Kotak missed call balance check free?

Yes, the missed call to 18002740110 is completely free. The call disconnects automatically and you are not charged.

Can I check balance without internet on Kotak?

Yes. Both the missed call method (18002740110) and the SMS method work without an internet connection.

How many accounts can I check via missed call?

The missed call balance check returns the balance of the primary account linked to your registered mobile number. For other accounts, use the Kotak Mobile Banking app.

Key Takeaways

• Missed call to 18002740110 gives instant balance via SMS, no internet needed.
• SMS BAL to 9971056767 is another offline option.
• The Kotak Mobile Banking app or Kotak 811 shows balance on the home screen after login.
• Your mobile number must be registered with the bank for all these methods to work.