MoneyClick is Karnataka Bank’s internet banking platform, available to both retail and corporate customers across its 900+ branches in India Users can manage finances, transfer funds, pay bills, and more—from any internet-enabled device at any time
Top Features & Services
- View account summary and transaction history
- Fund transfers: intra-bank, NEFT, RTGS, IMPS
- Download account statements
- Pay utility bills, DTH/mobile, credit card bills, GST, and more
- Open/manage Fixed Deposits (FD), Recurring Deposits (RD), and ACC schemes
- ATM PIN or Green PIN generation/blocking
- Chequebook requests, Aadhaar seeding, account linking
- Integrated DigiLocker access, IRCTC ticket booking, and e‑Hundi donations
- Corporate tools: bulk upload, tax payments, beneficiary limits, and maker/checker workflows
How to Register for Net Banking
- Visit karnatakabank.com, go to Digital Banking → Internet Banking
- Select Personal or Corporate Net Banking
- Click New Online Registration → First-Time User (Register)
- Enter your Account Number, Customer ID, and registered mobile number
- Authenticate using your Karnataka Bank debit card details
- Enter the OTP sent to your mobile to complete verification
- Note your Request ID, as activation can take up to 48 hours
- After activation, revisit the portal to Generate a Password using Request ID and OTP
- Finally, create your Login Password and Transaction Password—then you’re all set
Login & Password Reset
- Login: Go to the portal, select user type, enter User ID, captcha, and login password
- Forgot Password: Choose Online to verify via OTP and reset, or Offline by submitting the request at a branch
Transaction Limits & Charges
- IMPS: up to ₹5 lakhs/day
- NEFT/RTGS: typically up to ₹10 lakhs/day by default
- Fees: Around ₹25 for ₹2–5 lakh transactions; ₹50+ for higher amounts (plus tax)
Security Best Practices
- Login only via www.karnatakabank.com
- Never share your login credentials or OTP
- Change passwords regularly; don’t store them in plaintext
- Avoid public Wi-Fi, keep antivirus updated, and monitor transaction alerts
- If credentials are compromised, immediately call contact centre to block access
Mobile App: KBL Mobile Plus
- Full digital banking via smartphone
- Register at your branch—MPIN and User ID sent via SMS
- Login using MPIN, with optional fingerprint support
- Services include balance check, IMPS/NEFT transfers, bill payments, FD/RD, cheque book requests, deal with cards, etc.
Customer Care Contacts
- Toll-Free: 1800‑425‑1444 or 1800‑572‑8031
- Alternate: 080‑2202 1500
- Email: [email protected]
- Available 24×7 for help with login, transfers, inactive accounts, and more
Quick Overview Table
| Stage | Details / Actions |
|---|---|
| Registration | Account number, Customer ID, mobile, debit card + OTP |
| Activation wait time | Up to 48 hours before credential setup |
| Login | User ID + password + captcha/OTP |
| Password reset | Online via OTP or offline via branch request |
| Key services | Funds transfer, bill payments, statement, e-Hundi, more |
| Limits & charges | ₹5‑10L/day depending on method, service charges may apply |
| App access | KBL Mobile Plus (MPIN login, balance, transfers, recharges) |
| Support | Toll-free and branch-based contact options available |
Final Thoughts
Karnataka Bank’s MoneyClick net banking offers comprehensive, secure services to manage your finances from anywhere. Whether you’re a retail user or corporate client, registration is straightforward, activation quick, and services rich. With safety best practices and 24×7 support, you can bank online confidently.
