Jana Small Finance Bank offers high FD rates to retail customers. One‑year deposits yield around 7.50 %, while 2–3‑year tenures offer about 7.25 %. Senior citizens receive an extra 0.50 %. The bank requires a minimum deposit of ₹1,000 and provides both cumulative and non‑cumulative options. Check the bank’s website for the most current rates and pre‑closure conditions.
Jana SFB FD Rate Snapshot
| Tenure | Approximate rate |
|---|---|
| 1 year | 7.50 % |
| 2–3 years | 7.25 % |
| 5 years | 7.00 % |
Consider your investment horizon and cash‑flow needs when choosing between cumulative and periodic payout options.
