Need a quick snapshot of your recent transactions? Indian Overseas Bank offers multiple convenient ways to get your last 5 transactions (mini statement). Choose the method that suits you best:
1. Missed Call or Toll‑Free
- Number:
8424022122 - How it works: Give a missed call from your registered mobile. The call disconnects automatically and you’ll receive an SMS with your mini statement.
2. SMS Banking
- SMS Format: php-templateCopyEdit
MINI <space> <last 4 digits of your account number> - Send to:
8424022122from your registered number. - You’ll then receive your mini statement via SMS.
3. ATM Mini Statement
- Visit any ATM (preferably IOB’s):
- Insert your debit card & enter PIN
- Select Mini Statement or Small Statement
- View or print your last 5–10 transactions.
4. Internet Banking
- Log into the official IOB Net Banking portal →
go to Account Statement > Enquiry > Mini Statement →
view your last 5 transactions.
5. Mobile Banking App & m‑Passbook
- Open the IOB Mobile, m‑Passbook, or Nanban app →
navigate to My Accounts → tap Mini Statement → view recent activity. Apps may display 5–10 entries.
6. WhatsApp Banking
- Send “Hi” to 8424022122 via WhatsApp from your registered number →
- Respond to prompts by typing 2 to receive your mini statement.
Comparison Table
| Method | How It Works | Internet Needed? | Cost |
|---|---|---|---|
| Missed Call | Dial 8424022122, receive SMS | No | Free |
| SMS Banking | MINI <last4> → 8424022122 | No | Standard SMS rate |
| ATM | Mini Statement option on ATM | No | Usually free |
| Internet Banking | Online portal > account enquiry | Yes | Free |
| Mobile App | App > My Accounts > Mini Statement | Yes | Free data usage |
| Chat prompts (“Hi” → 2 → Mini Statement) | Yes | WhatsApp data |
Tips & Troubleshooting
- Mobile must be registered with IOB to use missed call, SMS, or WhatsApp.
- No limits: You can request your mini statement anytime via any method.
- ATM mini statements can show 5–10 transactions, depending on the ATM.
Key Takeaway
- Fastest offline: Missed call to 8424022122
- Best via SMS: Send MINI <last4 digits> to 8424022122
- Richest experience: Use the mobile app, net banking, or WhatsApp
FAQs
Q: How many transactions show on mini statement?
A: Typically the last 5—apps and ATMs may show up to 10.
Q: Is it free?
A: Yes. Missed call, ATM, app, and net banking are free. SMS may have standard SMS charges.
Q: What if I change my phone number?
A: Update it via branch, net banking, or mobile app to retain service access.
Q: Can I access mini statement without internet?
A: Yes—missed call, SMS, ATM are all offline methods.
