IOB Bank Timings (Indian Overseas Bank) – 2026 Guide
Indian Overseas Bank (IOB) branches generally open at 10:00 AM on working days across India.
Quick Summary
- Opening time: 10:00 AM
- Public dealing hours: 10:00 AM to 4:00 PM
- Working days: Monday to Friday and 1st & 3rd Saturday
- Closed: Sundays, 2nd & 4th Saturday, and bank holidays
Indian Overseas Bank Working Hours – Explained
Weekdays (Monday to Friday)
- Branch opens: 10:00 AM
- Customer services: 10:00 AM – 4:00 PM
- Staff work: Often continues after 4:00 PM (not for public)
Saturdays
- Open: 1st and 3rd Saturday
- Timing: Usually 10:00 AM – 2:00 PM or 4:00 PM (branch dependent)
- Closed: 2nd and 4th Saturday
Services Available During Branch Hours
- Cash deposit & withdrawal
- Account opening & KYC update
- Cheque deposit
- Branch-based NEFT / RTGS
- Locker services (slot-based)
Banking Services Outside Branch Hours
Even when branches are closed, you can use:
- IOB mobile banking & net banking – 24×7
- UPI, IMPS, ATMs – 24×7
- Balance enquiry, fund transfer, bill payments
FAQs
Q. Is IOB open at 9:30 AM?
A. No. Public dealing usually starts at 10:00 AM.
Q. Is IOB open on all Saturdays?
A. No. Only on the 1st and 3rd Saturday.
Q. Do all IOB branches follow the same timings?
A. Most branches do, but timings may vary slightly by location.
Tip Before Visiting
For services like account opening or locker access, visit early in the day and carry all required documents.
Conclusion
Indian Overseas Bank branches usually operate from 10:00 AM to 4:00 PM on working days. Since timings can vary by branch and state holidays, it’s best to confirm with your local IOB branch or mobile app before visiting.
