IOB Balance Check Number – Quick & Reliable Options
Indian Overseas Bank offers multiple easy and free methods to check your account balance. Whether offline or online, here’s how to stay updated effortlessly.
1. Missed Call Service
- Number: 9210622122 (also 9289222029) from your registered mobile.
- How it works: Give a missed call → receive an SMS with your current balance almost instantly
2. SMS Banking
- Number: 8424022122
- Format: php-templateCopyEdit
BAL <Last 4 digits of account number> - You’ll get your balance via SMS. Make sure to send from your registered number .
3. USSD Code (Offline)
- Dial:
*99*52#from your mobile. - Steps:
- Choose language
- Enter your IOB branch IFSC
- Select Balance Enquiry → balance via SMS
4. ATM
Insert your IOB debit card → enter PIN → select Balance Enquiry.
Also find Mini Statement option
5. Net & Mobile Banking
- Net Banking: Log in at the IOB portal → View Account Details → Balance
- Mobile Apps: Use IOB Mobile, IOB Nanban, or IOB mPassbook → login, go to My Accounts → View Balance
6. Digital mPassbook & UPI
- mPassbook app updates your transactions and balance in real-time .
- UPI Apps: In apps like Google Pay or PhonePe, select your IOB account → Check Balance → enter UPI PIN
Compare IOB Balance Check Methods
| Method | Number/Link | Available 24×7? | Works without internet? |
|---|---|---|---|
| Missed Call Banking | 9210622122 | Yes | Yes |
| SMS Banking | 8424022122 | Yes | Yes |
| Net Banking | https://www.iobnet.co.in | Yes | No |
| IOB Mobile Banking App | IOB Mobile (Android & iOS) | Yes | No |
| ATM Balance Enquiry | Any IOB ATM or supported ATM | Yes | Yes |
| Passbook Update | Nearest IOB branch | Branch hours | Yes |
Quick IOB Balance Check Numbers & Links
Missed Call Balance Enquiry: 9210622122
Mini Statement (Missed Call): 9289592895
SMS Banking: Send “BAL <last 4 digits of your account number>” to 8424022122 (from your registered mobile number).
Net Banking: https://www.iobnet.co.in
IOB Mobile Banking App: IOB Mobile (available on Google Play Store and Apple App Store)
Tips & Troubleshooting
- Registration required: Ensure your mobile is registered with IOB beforehand.
- Multiple numbers: Use 9210622122 or 9289222029 for missed calls.
- No internet? Use missed call, SMS, USSD, or ATM.
- Want mini statement? Use ATM or net/mobile banking apps.
FAQs
Q: Can I check balance without internet?
A. Yes, via missed call, SMS, USSD, or ATM.
Q: Is the service free?
A. Yes—missed calls, USSD, and app services are free. SMS may incur standard charges.
Q: I have two mobile numbers—what now?
A. Only the registered mobile number receives responses. Contact IOB to update or add another number.
Q. What is the IOB balance check number?
The Indian Overseas Bank (IOB) balance check missed call number is 9210622122. Give a missed call from your registered mobile number, and the bank will send your latest account balance via SMS. This service is available 24×7.
Q. How to check IOB balance without internet?
You can check your IOB account balance without an internet connection by using any of these methods:
– Give a missed call to 9210622122 from your registered mobile number.
– Send an SMS in the prescribed format to 8424022122.
– Visit any IOB ATM or supported ATM and use the Balance Enquiry option.
– Update your passbook at your nearest IOB branch.




