IOB Balance Check Number – Quick & Reliable Options

Indian Overseas Bank offers multiple easy and free methods to check your account balance. Whether offline or online, here’s how to stay updated effortlessly.

📞 1. Missed Call Service

• Number: 9210622122 (also 9289222029) from your registered mobile.
• How it works: Give a missed call → receive an SMS with your current balance almost instantly

💬 2. SMS Banking

• Number: 8424022122
• Format: php-templateCopyEditBAL <Last 4 digits of account number>
• You’ll get your balance via SMS. Make sure to send from your registered number .

📱 3. USSD Code (Offline)

• Dial: *99*52# from your mobile.
• Steps:
  1. Choose language
  2. Enter your IOB branch IFSC
  3. Select Balance Enquiry → balance via SMS

🏧 4. ATM

Insert your IOB debit card → enter PIN → select Balance Enquiry.
Also find Mini Statement option

🌐 5. Net & Mobile Banking

• Net Banking: Log in at the IOB portal → View Account Details → Balance
• Mobile Apps: Use IOB Mobile, IOB Nanban, or IOB mPassbook → login, go to My Accounts → View Balance

🔄 6. Digital mPassbook & UPI

• mPassbook app updates your transactions and balance in real-time .
• UPI Apps: In apps like Google Pay or PhonePe, select your IOB account → Check Balance → enter UPI PIN

✅ Comparison Table

💡 Tips & Troubleshooting

• Registration required: Ensure your mobile is registered with IOB beforehand.
• Multiple numbers: Use 9210622122 or 9289222029 for missed calls.
• No internet? Use missed call, SMS, USSD, or ATM.
• Want mini statement? Use ATM or net/mobile banking apps.

FAQs