IndusInd Bank provides competitive FD rates, particularly for medium‑term tenures. For deposits below ₹3 crore, general rates ranged from 3.50 % to 7.75 %, while senior citizens could earn up to 8.25 %. The maximum rate of 7.75 % applied to tenures between 1 year and <2 years.
IndusInd Bank FD Rates (Deposits <₹3 Crore)
| Tenure | General rate | Senior citizen rate |
|---|---|---|
| 7 days – 30 days | 3.50 % | 4.00 % |
| 1 year – <2 years | 7.75 % | 8.25 % |
| 2 years – <3 years | 7.50 % | 8.00 % |
| 3 years – <61 months | 7.25 % | 7.75 % |
| 61 months | 7.25 % | 7.75 % |
IndusInd also offers special senior citizen FDs with extra basis points. Always consult the bank for current rates before placing a deposit.
