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IndusInd Bank Fixed Deposit (FD) Interest Rates 2025

IndusInd Bank provides competitive FD rates, particularly for medium‑term tenures. For deposits below ₹3 crore, general rates ranged from 3.50 % to 7.75 %, while senior citizens could earn up to 8.25 %. The maximum rate of 7.75 % applied to tenures between 1 year and <2 years.

IndusInd Bank FD Rates (Deposits <₹3 Crore)

TenureGeneral rateSenior citizen rate
7 days – 30 days3.50 %4.00 %
1 year – <2 years7.75 %8.25 %
2 years – <3 years7.50 %8.00 %
3 years – <61 months7.25 %7.75 %
61 months7.25 %7.75 %

IndusInd also offers special senior citizen FDs with extra basis points. Always consult the bank for current rates before placing a deposit.