Visiting an IOB branch soon? Make sure it’s open before you go. In 2025, Indian Overseas Bank (IOB) follows all major RBI-mandated holidays, including national holidays, state-specific public holidays, and weekend closures.
This guide helps you keep track of IOB holidays in 2025, so you can plan deposits, withdrawals, or service requests with confidence.
List of National Holidays – All IOB Branches Closed
These holidays apply across all IOB branches in India:
| Date | Day | Holiday |
|---|---|---|
| January 26 | Sunday | Republic Day |
| March 29 | Saturday | Holi |
| April 10 | Thursday | Ram Navami |
| April 14 | Monday | Dr. Ambedkar Jayanti |
| April 18 | Friday | Good Friday |
| August 15 | Friday | Independence Day |
| October 2 | Thursday | Gandhi Jayanti |
| October 31 | Friday | Deepavali (Diwali) |
| December 25 | Thursday | Christmas Day |
Dates may vary slightly depending on the lunar calendar and state-specific rules.
State-Wise IOB Holiday Examples (2025)
IOB branches also observe local holidays, which vary by state. Here are a few examples:
Tamil Nadu (Chennai)
- January 14 – Pongal
- April 14 – Tamil New Year
- October 31 – Deepavali
Maharashtra (Mumbai, Pune)
- March 25 – Gudi Padwa
- September 6 – Ganesh Chaturthi
- October 2 – Gandhi Jayanti
Karnataka (Bangalore)
- January 15 – Sankranti
- April 9 – Ugadi
- October 1 – Ayudha Puja
For a complete list, check the RBI Holiday Calendar 2025 or ask your local IOB branch.
Indian Overseas Bank Weekly Off Days
| Day | Status |
|---|---|
| Sundays | ❌ Closed |
| 2nd Saturdays | ❌ Closed |
| 4th Saturdays | ❌ Closed |
| Other Saturdays | ✅ Open (10 AM – 4 PM)* |
*Timings may vary slightly by branch location.
Services Available on Holidays
While physical branches may be closed, you can still use:
IOB Internet Banking
IOB mBanking Plus App
ATM & UPI Services
Missed Call Banking
These digital services are available 24×7, including holidays.
FAQs
Q1: Is IOB open on Saturdays?
A. IOB is open on 1st, 3rd, and 5th Saturdays, and closed on 2nd and 4th Saturdays.
Q2: Will NEFT/RTGS work on holidays?
A. Yes, NEFT & RTGS are available 24×7 via online banking, even on holidays.
Q3: Where can I get the full IOB holiday list?
A. Visit your local IOB branch
Check https://www.iob.in
Refer to the RBI or state government holiday notifications
Key Takeaways
- IOB observes all RBI-listed national holidays and regional public holidays
- Branches are closed on Sundays and 2nd/4th Saturdays
- Use IOB Net Banking, Mobile App, and ATM for 24×7 access
- Always check local holiday variations for your state or city
