Indian Bank RTGS Form (2026 Complete Guide)

If you want to transfer a large amount of money through Indian Bank, you’ll need the Indian Bank RTGS form when visiting a branch. RTGS (Real Time Gross Settlement) is mainly used for high-value fund transfers.

Quick Summary

• Form name: Indian Bank RTGS / NEFT Form
• Minimum amount: ₹2,00,000
• Mode: Branch-based (physical form) or online banking
• Processing: Real-time (during RTGS working hours)

What Is the Indian Bank RTGS Form?

The Indian Bank RTGS form is a physical application form used to request a real-time fund transfer from your account to another bank account.

The same form is usually used for NEFT and RTGS, with a checkbox to select RTGS.

Details Required in Indian Bank RTGS Form

You need to fill the following information carefully:

Remitter (Sender) Details

• Account holder name
• Indian Bank account number
• Mobile number
• Amount to be transferred (₹)
• Signature of account holder

Beneficiary Details

• Beneficiary name
• Beneficiary bank name
• Beneficiary branch name
• Beneficiary account number
• IFSC code (mandatory)

Transfer Type

• Tick RTGS (not NEFT)

How to Get Indian Bank RTGS Form

You can get the form:

• At your Indian Bank home branch
• From the branch enquiry counter

Some branches may also provide a combined NEFT/RTGS form.

How to Submit Indian Bank RTGS Form (Step-by-Step)

1. Visit your Indian Bank branch during working hours
2. Collect the RTGS/NEFT form
3. Fill all required details clearly
4. Attach cheque or debit authority (if asked)
5. Submit the form at the counter
6. Collect the acknowledgement slip

Funds are usually credited the same day if submitted within RTGS timings.

Indian Bank RTGS Timings (Branch)

• Working days: During branch working hours
• Saturdays: 1st & 3rd Saturday only
• Sundays & holidays: Not available at branch

Online RTGS via net banking may be available 24×7, subject to bank rules.

Charges for Indian Bank RTGS

RTGS charges may vary based on amount and branch policy. Some savings accounts may have free RTGS via online banking.

Always confirm charges at the branch before submitting the form.

Common Mistakes to Avoid

• Wrong IFSC code
• Incorrect beneficiary account number
• Mismatch in signature
• Amount below ₹2,00,000

Any error can delay or reject the transfer.

FAQs

• Double-check beneficiary details before submission
• Never share account details with unknown persons
• Keep the acknowledgement slip until confirmation

Conclusion

The Indian Bank RTGS form is a simple way to transfer ₹2,00,000 or more through your branch. Fill in accurate details, submit during RTGS hours, and your transfer is usually completed the same day. For faster transfers, consider online RTGS via net banking.