Indian Bank Net Banking (Indian Bank Internet Banking) lets you manage your Indian Bank account online 24×7. You can check balance, transfer money, pay bills, open deposits, and handle most banking tasks without visiting a branch.
This guide explains how to register, login, reset password, key features, and common Indian Bank net banking issues in simple, step-by-step language.
Quick Summary – Indian Bank Net Banking
- Service name: Indian Bank Internet Banking
- For: Savings & Current account holders
- Availability: 24×7 (except maintenance windows)
- Cost: Free for basic services
- Mobile app: INDIE / IndOASIS (for app-based banking)
What You Can Do with Indian Bank Net Banking
Using Indian Bank net banking, you can:
- Check account balance & mini statement
- View and download account statements
- Transfer money via IMPS / NEFT / RTGS
- Add & manage beneficiaries
- Pay utility bills, taxes & recharges
- Open FD / RD online
- Apply for cheque book
- Change login & transaction passwords
- Manage debit card services
How to Register for Indian Bank Net Banking (Step-by-Step)
You can register online if your mobile number is linked with your Indian Bank account.
Online Registration Steps
- Visit the Indian Bank net banking website
- Click on Internet Banking Login → New User Registration
- Enter required details:
- Account number
- Debit card details (if asked)
- Registered mobile number
- Verify OTP received on your mobile
- Create:
- User ID
- Login password
- Transaction password
- Submit and activate net banking
If online registration fails, visit your Indian Bank branch once for activation.
How to Login to Indian Bank Net Banking
- Open the Indian Bank internet banking portal
- Enter your User ID and Password
- Enter captcha
- Click Login
Always check that you are on the official Indian Bank website before entering your details.
Indian Bank Net Banking Password Reset (Forgot Password)
If you forgot your password:
- Go to the Indian Bank net banking login page
- Click on Forgot Password
- Enter:
- User ID
- Account number
- Registered mobile number
- Verify OTP
- Set a new password and login again
Indian Bank Net Banking Transfer Limits (Indicative)
| Transfer Mode | Typical Limit |
|---|---|
| IMPS | Up to ₹2 lakh |
| NEFT | As per bank rules |
| RTGS | ₹2 lakh & above |
Limits may vary depending on account type and security profile.
Common Indian Bank Net Banking Problems & Solutions
1. Unable to Login
- Check User ID & password
- Reset password if needed
- Try again later if the site is busy
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after a few minutes
3. Transaction Failed
- Check balance and transfer limits
- Amount is usually auto-reversed if debited
- Contact bank if delay continues
Indian Bank Net Banking Security Tips
- Never share OTP, passwords, or debit card details
- Avoid using public computers or Wi-Fi
- Change passwords regularly
- Always log out after use
- Use only official Indian Bank website or app
Indian Bank Net Banking FAQs
Is Indian Bank net banking free?
A. Yes, registration and basic net banking services are free.
Can I use Indian Bank net banking on mobile?
A. Yes, via mobile browser or the INDIE app.
Is debit card required for registration?
A. Usually yes, but it may vary by account type.
Can I link multiple Indian Bank accounts?
A. Yes, eligible accounts can be managed under one User ID.
Conclusion
Indian Bank Net Banking offers a secure and convenient way to manage your banking needs online. With easy registration and 24×7 access, you can handle everyday banking tasks without visiting a branch.




