Core National Holidays (Observed All Over India)
- Republic Day – 26 January 2025 (Sunday)
- Independence Day – 15 August 2025 (Friday)
- Gandhi Jayanti – 2 October 2025 (Thursday)
Banks are closed nationwide on these key dates.
Weekend and Regular Closures
- All banks remain closed on Sundays.
- Closed on 2nd and 4th Saturdays of every month (regular banking holidays).
- 5th Saturdays are not holidays; banks remain open on those days.
Regional Bank Holidays by State
In addition to the core holidays, Indian Bank branches observe state-specific holidays based on festivals and cultural events. These vary by region—for example:
- Karnataka includes Ugadi (30 Mar), Basava Jayanti (30 Apr), Ganesh Chaturthi (27 Aug), etc.
- Kerala lists Vishu (14 Apr), Onam (4 Sep), Onam second day, Thiruvonam, etc.
- Maharashtra features Chhatrapati Shivaji Maharaj Jayanti (19 Feb), Gudi Padwa (30 Mar), Maharashtra Day (1 May), Ganesh Chaturthi (27 Aug), and more.
For a specific state, you can refer to official RBI calendars or trusted portals that break down holidays by region.
July 2025 – A Snapshot of Regional Bank Holidays
- Banks in India are scheduled to be closed 13 days in July 2025, inclusive of Sundays and 2nd & 4th Saturdays.
- Regional holidays in July include:
- Kharchi Puja (Tripura) – 3 Jul
- Guru Hargobind Ji’s Birthday (J&K) – 5 Jul
- Beh Deinkhlam (Meghalaya) – 14 Jul
- Harela (Uttarakhand) – 16 Jul
- U. Tirot Sing Anniversary (Meghalaya) – 17 Jul
- Ker Puja (Tripura) – 19 Jul
- Drukpa Tshe‑zi (Sikkim) – 28 Jul
Quick Planning Table
| Category | Bank Status |
|---|---|
| National Holidays | Closed nationwide on Jan 26, Aug 15, Oct 2 |
| Regular Weekends | Closed on Sundays and 2nd & 4th Saturdays |
| 5th Saturdays | Generally open, not considered holidays |
| Regional Holidays | State-specific closures based on cultural observances |
| Digital Banking Services | Available 24×7 regardless of branch closures |
Planning Tips
- Check holidays for your specific state, as regional closures differ.
- Avoid scheduling in-person banking on 2nd or 4th Saturdays, and national holidays.
- Plan branch visits early in the day—especially before noon—to avoid lunchtime or crowded periods.
- Use online banking, UPI, or mobile apps on holidays for transfers, bill payments, or checking balances—these remain uninterrupted.
Summary
Indian Bank branches in 2025 follow a standard closure pattern: national holidays, Sundays, and 2nd/4th Saturdays, plus region-specific holidays based on local culture. Digital banking offer reassurance with uninterrupted service even during closures.
