Regular weekdays (Mon–Fri):
- Branches typically open: 10:00 AM
- Branches close: 4:00 PM (some cities may extend to 4:30 PM)
Saturday (1st, 3rd & 5th):
- Working branches: 10:00 AM – 4:00 PM
Saturday (2nd & 4th) and Sundays:
- All branches remain closed, per RBI mandate
Lunch Break
Branches operate through 1:00 PM–2:00 PM with staggered staff lunch breaks, so counter services continue uninterrupted.
Locker Facility
Locker access aligns with branch timing: 10:00 AM – 4:00 PM, Monday through working Saturdays.
Fund Transfer Windows – Branch-Based
Indian Bank branch transactions adhere to these windows:
- NEFT: 8:00 AM – 7:00 PM (Mon–Fri); 8:00 AM – 1:00 PM on working Saturdays
- RTGS: 8:00 AM – 4:30 PM (Mon–Fri); 8:00 AM – 2:00 PM on working Saturdays
24×7 Digital Channels
Even when branches are closed, Indian Bank offers seamless digital services:
- NEFT, RTGS, IMPS, UPI: Available 24×7, all days (branch-based only within branch hours)
- Mobile & Net Banking + ATMs: Online banking and ATMs remain functional always.
Saturday Highlights
- June 14, 2025 (2nd Sat): Branches closed
- June 21, 2025 (3rd Sat) & May 31, 2025 (5th Sat): Branches open
Quick Snapshot
| Day | Branch Status | Timings |
|---|---|---|
| Mon–Fri | Open | 10 AM–4 PM |
| 1st, 3rd & 5th Saturday | Open | 10 AM–4 PM |
| 2nd & 4th Saturday, Sunday | Closed | — |
| Lunch (all working days) | Open (staggered) | 1 PM–2 PM |
| Branch NEFT | Branch hours | 8 AM–7 PM weekdays; till 1 PM Sat |
| Branch RTGS | Branch hours | 8 AM–4:30 PM weekdays; till 2 PM Sat |
| NEFT/RTGS/IMPS/UPI online | 24×7 services | Anytime |
