Indian Bank ATM Card Apply – Step-by-Step Guide (2026)
You can apply for an Indian Bank ATM (Debit) Card easily if you have a savings or current account with Indian Bank. The card can be applied online, at the branch, or through account opening.
Quick Summary
- Eligibility: Indian Bank account holder
- Application modes: Branch / Net banking / Mobile app
- Documents needed: Account details + ID proof (if asked)
- Delivery time: Usually 7–15 working days
Who Can Apply for Indian Bank ATM Card?
- Savings account holders
- Current account holders
- New customers (card issued during account opening)
Joint account holders may need all signatures, depending on mandate.
How to Apply for Indian Bank ATM Card
Apply at Indian Bank Branch (Offline)
Most common method
Steps:
- Visit your home branch
- Ask for ATM/Debit Card application form
- Fill in account details and select card type
- Submit form with signature
- Bank verifies details and processes request
Apply Through Indian Bank Net Banking (If Available)
Some customers can apply online.
Steps:
- Login to Indian Bank net banking
- Go to Debit Card / ATM Card services
- Select Apply for new debit card
- Confirm address and submit request
Apply via Indian Bank Mobile App (IndOASIS / IndMobile)
- Login to the Indian Bank mobile banking app
- Go to Debit Card Services
- Choose Apply / Reissue ATM Card
- Submit request
Availability may vary by account type.
Documents Required
Usually no documents are required if KYC is complete.
If asked:
- Aadhaar / PAN
- Passbook or account number
Charges for Indian Bank ATM Card
- Issuance fee: As per bank policy
- Annual maintenance charge: May apply
- Basic / PMJDY accounts: Often free
Charges vary by card variant, so confirm at branch.
How to Generate Indian Bank ATM PIN
After receiving the card:
- Use Indian Bank ATM
- Select Create / Generate PIN
- Enter account details or OTP
- Set new PIN
PIN generation can also be done via SMS or mobile app, if enabled.
Common Issues & Solutions
ATM card not received?
- Check delivery address
- Contact branch after 10–15 days
PIN not working?
- Regenerate PIN at ATM or app
Security Tips
- Sign on the card immediately after receiving it
- Never share ATM PIN or OTP
- Block the card immediately if lost
FAQs
Q. Can I apply for Indian Bank ATM card online?
A. Yes, if net banking or mobile banking is active.
Q. How long does it take to get the ATM card?
A. Usually 7–15 working days.
Q. Is ATM card and debit card the same?
A. Yes. Indian Bank issues debit cards that work at ATMs and for payments.
Conclusion
Applying for an Indian Bank ATM card is simple and convenient. You can apply through the branch, net banking, or mobile app. Once issued, generate your PIN and enjoy 24×7 access to cash withdrawals and digital payments.
