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IDFC First Bank Recurring Deposit (RD) Interest Rates 2025

IDFC First Bank offers RDs with rates aligned to its FDs. One‑year RD rates were around 7.25 %, while five‑year RDs paid around 6.75 %. Senior citizens are offered an additional 0.50 %. The minimum monthly deposit is usually ₹100. Confirm current RD interest rates and the penalty for delayed instalments before opening an account.

IDFC First Bank RD Rate Snapshot

TenureApprox. RD rate
1 year7.25 %
3 years7.00 %
5 years6.75 %

Contact IDFC First Bank for updated rates and deposit conditions.

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