IDFC First Bank offers RDs with rates aligned to its FDs. One‑year RD rates were around 7.25 %, while five‑year RDs paid around 6.75 %. Senior citizens are offered an additional 0.50 %. The minimum monthly deposit is usually ₹100. Confirm current RD interest rates and the penalty for delayed instalments before opening an account.
IDFC First Bank RD Rate Snapshot
| Tenure | Approx. RD rate |
|---|---|
| 1 year | 7.25 % |
| 3 years | 7.00 % |
| 5 years | 6.75 % |
Contact IDFC First Bank for updated rates and deposit conditions.
