IDFC FIRST Bank’s internet banking service enables secure online access to banking from any device. It allows you to check balances, transfer funds, pay bills, request services, and manage deposits—all at no transaction fee for online transfers like NEFT, IMPS, and RTGS.
Key Features & Services
- Seamless fund transfer using NEFT, IMPS, RTGS with no charges
- Add beneficiaries for third-party transfers—activation occurs within 30 minutes of OTP verification
- Utility payments, e-statement requests, fixed deposit methods, card services, and more
- Account dashboard: view balance, transaction history, e‑certificates, statements, and cheque-book options
Registering for IDFC Net Banking
Option A: Online Registration (Self-Service)
- Visit the official [IDFC FIRST Bank website] and click Login → New to Net Banking / Register.
- Enter your Customer ID (UCIC) and registered mobile number; then click “Proceed”.
- Input your account number or debit card number and select debit-card or account-based verification.
- Confirm via OTP received on your mobile.
- Create your Login Password and optionally a Transaction Password.
Option B: Branch-based Activation (Paper Form)
- Visit any IDFC FIRST Bank branch with your KYC documents.
- Fill the net banking registration form. You’ll receive your login details and passwords typically by post within 5–7 days.
Logging In & Password Reset
- Login Steps: Go to the banking portal and enter your Customer ID/Username, password, and OTP if prompted.
- Forgot Password: On the login page, click Forgot Password, verify using OTP, then set a new login or transaction password.
Transaction Limits & Charges
- IMPS: up to ₹5 lakh/day
- NEFT: up to ₹10 lakh/day
- RTGS: ₹2 lakh minimum; max ₹10 lakh/day by default
- Transfers via net banking or app are free of charge
Safety & Tips
- Only register and access net banking via the official URL of IDFC FIRST Bank. Avoid search-engine links.play.google.com
- Do not share your password or OTP with anyone.
- Regularly update passwords; never save them in plain text.
- Always log out after each session, and keep anti-virus updated. Monitor SMS/email alerts for unusual activity.
Mobile Banking App Integration
- Download the IDFC FIRST Bank Mobile Banking app (Android or iOS).
- Use the same credentials as your net banking account to log in.
- You can access balance, transfers, bill payments, FD/RD creation, card control, and more.
Summary Table
| Step / Function | Details |
|---|---|
| Registration | Online via website or in-branch application |
| Verification | OTP via registered mobile number |
| Login | Customer ID/User ID + password + OTP (if 2FA enforced) |
| Password Reset | Online via OTP or offline at branch |
| Key services | Balance check, transfers, bill pay, statements, FD/RD, card services |
| Transaction limits | IMPS ₹5 lakh/day, NEFT ₹10 lakh/day, RTGS ₹2 lakh min / ₹10 lakh max |
| Fees | Zero charges for online transfers |
| App access | Same credentials for web and mobile |
| Security Notes | Use official URL, never share password/OTP, regular password changes |
Final Thoughts
IDFC FIRST Bank’s net banking is user-friendly, feature-rich, and offers zero-fee digital banking for fund transfers. Whether you register online, use the mobile app, or prefer to activate via branch—security and convenience are built-in. With no transfer fees and robust tools for bill payments, deposit management, and beneficiary handling, it fits all your digital banking needs.
