IDBI Bank RTGS Form: Details, How to Fill & Charges (2026)
IDBI Bank provides an RTGS form for customers who want to transfer ₹2 lakh or more through a bank branch. RTGS is best suited for high-value and urgent fund transfers.
This guide explains the IDBI RTGS form format, required details, and filling process.
Quick Summary: IDBI RTGS Form
- Used for: High-value fund transfer
- Minimum amount: ₹2,00,000
- Mode: Branch (offline)
- Processing: Real-time during banking hours
- Charges: As per IDBI Bank rules + GST (may vary)
IDBI Bank RTGS Form – Required Details
Applicant (Sender) Details
- Applicant name
- IDBI Bank account number
- Account type (Savings / Current)
- Mobile number
- Signature of account holder
Beneficiary Details
- Beneficiary name
- Beneficiary bank name
- Branch name
- IFSC code
- Beneficiary account number
Transaction Details
- RTGS amount (₹2,00,000 or above)
- Amount in words
- Purpose of remittance (optional)
How to Fill IDBI RTGS Form – Step-by-Step
Enter your name and IDBI account number
Tick RTGS (not NEFT)
Fill beneficiary name & account number
Enter correct IFSC code carefully
Mention amount in figures and words
Sign the form as per bank records
Submit the form at the IDBI Bank branch counter
Carry valid ID proof if the branch requests verification.
Where to Get IDBI RTGS Form?
- IDBI Bank home branch
- Customer service desk at IDBI Bank branch
Many branches provide a combined NEFT/RTGS form.
IDBI Bank RTGS Timing
- Branch RTGS: During bank working hours
- Online RTGS (Net Banking / Mobile Banking): 24×7
Forms submitted after the cut-off time may be processed on the next working day.
IDBI Bank RTGS Charges (Indicative)
| RTGS Amount | Charges (approx.) |
|---|---|
| ₹2 lakh to ₹5 lakh | ₹25 + GST |
| Above ₹5 lakh | ₹50 + GST |
Charges may vary by branch or account type.
Common Issues & Troubleshooting
RTGS delayed?
- Usually credited within minutes
- Delays may happen due to incorrect details or server issues
Amount debited but not credited?
- Contact IDBI Bank with the UTR number
Security Tips
- Double-check beneficiary account number & IFSC
- Use block letters while filling the form
- Keep RTGS acknowledgment slip safe
- Never share OTP or UTR with unknown callers
FAQs: IDBI RTGS Form
Is RTGS form mandatory in IDBI Bank?
A. Yes, for branch-based RTGS transactions.
Can RTGS be done without an IDBI account?
A. Cash RTGS may be allowed at select branches with additional charges.
What is the minimum RTGS amount?
A. ₹2,00,000.
Conclusion
The IDBI Bank RTGS form is required for high-value transfers through the branch. For faster and usually free transfers, online RTGS via net banking or mobile app is the preferred option in 2026.
