Manage your IDBI Bank accounts securely using its internet banking portal. You can transfer funds, view statements, request services, and track investments anytime—safe, fast, and available 24×7.
Who Can Use It?
Available for retail, NRI, MSME, and corporate customers with active IDBI accounts. To register, you need your Customer ID, registered mobile number, and an active debit card. Alternatively, branch-based registration is possible if you lack a debit card.
Registration & Activation
Online Self-Registration:
- Visit the IDBI website → click Login → Personal Banking → First Time User / Generate Online Password.
- Enter Customer ID, account number, and linked mobile number.
- Provide your debit card number, ATM PIN, expiry date for verification.
- Accept terms → generate OTP → enter Request ID and OTP.
- Set both Login Password and Transaction Password (TPIN).
- Enable transaction facility to activate fully.
Offline/ATM Registration:
- Submit a form at a branch to receive credentials by SMS or courier.
- Or register at an IDBI ATM to receive login credentials instantly.
Login Process & Security
- Use Customer ID and Login Password on the official portal (
inet.idbibank.co.in). - Complete CAPTCHA and agree to the terms.
- For transactional activities, the system prompts for TPIN + SMS OTP, offering two-factor authentication.
- After five failed login attempts, the account disables; you’ll need to reset via online feature or branch visit.
Key Services & Features
| Category | Services Offered |
|---|---|
| Account Management | View balances, mini/full statements, download e-statements, chequebook status |
| Payments & Transfers | NEFT, RTGS, IMPS, scheduled payments, add beneficiaries |
| Investments & Deposits | Open/renew FDs/RDs, IPO/ASBA, demat services, government schemes |
| Bill & Tax Payments | Utility/Bill payments, recharge, TDS; GST / CBDT, etc. |
| Service Requests | Submit queries, request cards/chequebooks, stop cheques, Aadhaar linking |
Transaction Limits & Charges
- IMPS: Up to ₹1,000 — free; ₹1,001–₹1 lakh — ₹5; Above one lakh — ₹15 per transaction.
- NEFT via Net Banking: Free at all amounts.
- RTGS (via branch): ₹2–5 lakh — ₹20; >₹5 lakh — ₹40.
- Self-transfer limit: ₹5 lakh/day; overall digital limit is ₹50,000/day across multiple services.
Forgot Password or Unlock Account
- Use ‘Generate Online Password / Forgot Password’ link on the login page.
- Follow instructions: enter Customer ID → debit card details → OTP → create new passwords.
- Or visit the branch or call phone banking for reset assistance.
Summary Table
| Step | Description |
|---|---|
| Register | Online via debit card or via branch/ATM |
| Login | Customer ID + Login Password + OTP/TPIN |
| Fund Transfers | NEFT, IMPS, RTGS with beneficiary management |
| Account Services | Statements, chequebook, Aadhaar, FD/RD, investments |
| Fees & Limits | Low-cost IMPS, free NEFT, settable daily caps |
| Support | Password reset via portal or branch; help desk toll-free numbers |
Security Best Practices
- Always use official login page (
inet.idbibank.co.in) with HTTPS. - Enable Transaction Password (TPIN) and SMS OTP for transfers.
- Use strong passwords, virtual keyboard, and log out after each session.
- Do not click suspicious links or share credentials with anyone.
Final Takeaway
IDBI Bank’s net banking platform provides a secure, comprehensive and easy-to-use digital interface. Ideal for checking statements, managing investments, and performing online transactions anytime you need.
