- Monday to Friday: 10:00 AM – 4:00 PM
- Working Saturdays: Open on the 1st, 3rd & 5th Saturdays, also 10:00 AM – 4:00 PM
- Closed on: 2nd & 4th Saturdays, all Sundays, and national/state bank holidays
Lunch Hours
- No branch closure for lunch. Staff take staggered breaks between 1:00 PM–2:00 PM, ensuring continuous service throughout the day.
Digital Transactions (NEFT, RTGS, IMPS & UPI)
- NEFT: Available 24×7 online. Branch-based NEFT processing runs from 8:00 AM – 7:00 PM, Monday to Friday (not on Saturdays, Sundays, or holidays
- RTGS: Branch-based services available 9:00 AM – 4:15 PM on weekdays and 9:00 AM – 1:00 PM on working Saturdays. Real-time RTGS is available 24×7 via digital banking
- IMPS/UPI: Operate 24×7 throughout the year, including holidays
Quick Reference Table
| Service | Branch (Physical) | Digital/App |
|---|---|---|
| Branch Operations | Mon–Fri & 1st/3rd/5th Sat: 10‑4 | — |
| Closed Days | Sundays, 2nd & 4th Saturdays, Holidays | — |
| Lunch Time | Staff break between 1–2 PM (rotational) | Continuous |
| NEFT (via branch) | 8:00 AM – 7:00 PM (Mon–Fri) | 24×7 |
| RTGS (via branch) | 9:00 AM – 4:15 PM; Sat until 1:00 PM | 24×7 |
| IMPS / UPI | — | 24×7 |
Pro Tips
- Visit branches early to avoid peak afternoon hours.
- Use digital banking for transfers or balance checks on weekends and holidays.
- Saturday visits should be planned only for 1st, 3rd, or 5th weekends—2nd & 4th Saturdays are closed.
- Always verify with your local branch or official IDBI sources if needed, as some branch-level differences may apply.
Final Thoughts
IDBI Bank operates standard branch hours of 10:00 AM to 4:00 PM on weekdays and selected Saturdays, with lunch handled internally to ensure unbroken service. Digital banking services like NEFT, RTGS (real‑time), IMPS, and UPI are available 24×7, making banking flexible and convenient.
