IDBI Bank Balance Check Number – Easy Ways to Know Your Account Balance
IDBI Bank offers several convenient ways to check your account balance—via missed call, SMS, phone banking, app, net banking, ATM, WhatsApp, USSD or passbook. Here’s a complete overview.
Ways to Check Your Balance
1. Missed Call Service
- Give a missed call from your registered mobile to 1800‑843‑1122.
- The call will disconnect after two rings; you’ll receive your current balance via SMS.
- Limit: Up to 4 balance/m-statement queries per day collectively.
2. SMS Banking
- Send an SMS in this format: php-templateCopyEdit
BAL <CustomerID> <PIN> [Account Number]To either 9820346920 or 9821043718. - Receive your account balance via SMS within seconds.
3. Toll-Free Phone Banking (IVR)
- Dial 1800‑209‑4324, 1800‑200‑1947, or 1800‑22‑1070.
- Follow IVR prompts and authenticate using Customer ID/TPIN or ATM PIN.
- Ideal for callers who want balance details via voice.
4. Mobile Banking / Go Mobile+ App / WhatsApp
- Use the Go Mobile+ or mPassbook app, login with MPIN: navigate to My Accounts → Balance.
- WhatsApp: Message “Hi” to 88600 45678 from your registered number, choose balance/enquiry option.
5. Internet Banking
- Login at inet.idbibank.co.in → navigate to Account Details → Account Balance.
- Finance portal users can check balance and view statements securely.
6. ATM Balance Enquiry
- Visit any ATM, insert your IDBI debit card, enter PIN → select Balance Enquiry.
- Instantly view or print your current balance.
7. USSD Banking
- Dial *99*49# from any mobile phone.
- Follow prompts to check balance or get a mini statement—no internet needed.
Comparison Table
| Method | How to Use | Internet Required | Cost | Info Provided |
|---|---|---|---|---|
| Missed Call | Call 1800‑843‑1122 | No | Free | Balance via SMS |
| SMS Banking | BAL CustomerID PIN [Acc No.] → SMS | No | SMS charges may apply | Balance via SMS |
| Phone Banking (IVR) | Call toll‑free, follow prompts | No | Call charges (toll-free) | Account balance via call |
| Mobile App / WhatsApp | Login via Go Mobile+ or WhatsApp | Yes (App) | Data charges (App only) | Balance + mini stmt |
| Net Banking | Login → Account Details | Yes | Free | Live balance |
| ATM | Card + PIN → select Balance Enquiry | No | Free (sometimes ATM fee) | Display/print balance |
| USSD | Dial 9949# | No | Free or minimal USSD fee | Balance / mini stmt |
Registration & Usage Notes
- If you have multiple IDBI accounts linked to the same mobile number, send: javascriptCopyEdit
REG <Account Number>to 5676777, 9820346920, or 9821043718 for missed-call/SMS registration. - Missed call and SMS services: auto-activated for single-account holders; SMS charges may apply (per carrier).
Quick Takeaways
- Fastest offline method: Missed call to 1800‑843‑1122
- Prefer text: Use SMS “BAL…” to 9820346920/9821043718
- For richer access: Switch to Go Mobile+ app or WhatsApp Banking
- Traditional way: Use ATM, Net Banking, or IVR call
- USSD service (*99*49#) works without requiring internet or app
