IDBI Bank offers several convenient ways to check your account balance—via missed call, SMS, phone banking, app, net banking, ATM, WhatsApp, USSD or passbook. Here’s a complete overview.
Ways to Check Your Balance
1. Missed Call Service
- Give a missed call from your registered mobile to 1800‑843‑1122.
- The call will disconnect after two rings; you’ll receive your current balance via SMS.
- Limit: Up to 4 balance/m-statement queries per day collectively.
2. SMS Banking
- Send an SMS in this format: php-templateCopyEdit
BAL <CustomerID> <PIN> [Account Number]To either 9820346920 or 9821043718. - Receive your account balance via SMS within seconds.
3. Toll-Free Phone Banking (IVR)
- Dial 1800‑209‑4324, 1800‑200‑1947, or 1800‑22‑1070.
- Follow IVR prompts and authenticate using Customer ID/TPIN or ATM PIN.
- Ideal for callers who want balance details via voice.
4. Mobile Banking / Go Mobile+ App / WhatsApp
- Use the Go Mobile+ or mPassbook app, login with MPIN: navigate to My Accounts → Balance.
- WhatsApp: Message “Hi” to 88600 45678 from your registered number, choose balance/enquiry option.
5. Internet Banking
- Login at inet.idbibank.co.in → navigate to Account Details → Account Balance.
- Finance portal users can check balance and view statements securely.
6. ATM Balance Enquiry
- Visit any ATM, insert your IDBI debit card, enter PIN → select Balance Enquiry.
- Instantly view or print your current balance.
7. USSD Banking
- Dial *99*49# from any mobile phone.
- Follow prompts to check balance or get a mini statement—no internet needed.
Comparison Table
| Method | How to Use | Internet Required | Cost | Info Provided |
|---|---|---|---|---|
| Missed Call | Call 1800‑843‑1122 | No | Free | Balance via SMS |
| SMS Banking | BAL CustomerID PIN [Acc No.] → SMS | No | SMS charges may apply | Balance via SMS |
| Phone Banking (IVR) | Call toll‑free, follow prompts | No | Call charges (toll-free) | Account balance via call |
| Mobile App / WhatsApp | Login via Go Mobile+ or WhatsApp | Yes (App) | Data charges (App only) | Balance + mini stmt |
| Net Banking | Login → Account Details | Yes | Free | Live balance |
| ATM | Card + PIN → select Balance Enquiry | No | Free (sometimes ATM fee) | Display/print balance |
| USSD | Dial 9949# | No | Free or minimal USSD fee | Balance / mini stmt |
Registration & Usage Notes
- If you have multiple IDBI accounts linked to the same mobile number, send: javascriptCopyEdit
REG <Account Number>to 5676777, 9820346920, or 9821043718 for missed-call/SMS registration. - Missed call and SMS services: auto-activated for single-account holders; SMS charges may apply (per carrier).
Quick Takeaways
- Fastest offline method: Missed call to 1800‑843‑1122
- Prefer text: Use SMS “BAL…” to 9820346920/9821043718
- For richer access: Switch to Go Mobile+ app or WhatsApp Banking
- Traditional way: Use ATM, Net Banking, or IVR call
- USSD service (*99*49#) works without requiring internet or app
