ICICI Net Banking – Login, Registration, Password Reset & Features (2026 Guide)

ICICI Net Banking (also called ICICI Internet Banking) lets you manage your ICICI Bank account online 24×7. You can check balance, transfer money, pay bills, open deposits, and handle most banking needs without visiting a branch.

This guide explains how to register, login, reset password, use features, and fix common ICICI net banking issues in simple, step-by-step language.

Quick Summary – ICICI Net Banking

• Service name: ICICI Bank Internet Banking
• Available for: Savings & Current account holders
• Access: Desktop & mobile browser (24×7)
• Cost: Free for basic services
• Mobile app: iMobile Pay (for app-based banking)

What You Can Do with ICICI Net Banking

With ICICI net banking, you can:

• Check account balance & mini statement
• View and download detailed account statements
• Transfer money via IMPS / NEFT / RTGS
• Add, modify & manage beneficiaries
• Pay credit card bills, utilities & taxes
• Open FD / RD online
• Manage debit card (PIN, limits, block/unblock)
• Track loans, investments & insurance

How to Register for ICICI Net Banking (Step-by-Step)

You can register online if your mobile number is linked to your ICICI account.

Registration Steps

1. Visit the ICICI Net Banking website
2. Click on Login → Get User ID / Register
3. Enter details like:
   • Account number or debit card details
   • Registered mobile number
4. Verify OTP
5. Set:
   • User ID
   • Login password
6. Complete registration and login

If you already use iMobile Pay, the same credentials usually work for net banking.

How to Login to ICICI Net Banking

1. Open ICICI Net Banking portal
2. Enter your User ID and Password
3. Verify with OTP (if prompted)
4. Click Login

Always confirm the website is the official ICICI Bank site before logging in.

ICICI Net Banking Password Reset (Forgot Password)

If you forgot your password:

1. Go to the ICICI net banking login page
2. Click on Forgot Password
3. Enter:
   • User ID
   • Registered mobile number
4. Verify OTP
5. Create a new password and login

ICICI Net Banking Transaction Authentication

ICICI generally uses OTP-based authentication for transactions instead of a separate transaction password. This may vary by service and amount.

ICICI Net Banking Transfer Limits (Indicative)

Transfer Mode	Typical Limit
IMPS	Up to ₹5 lakh
NEFT	As per bank rules
RTGS	₹2 lakh & above

Actual limits depend on account type and security profile.

Common ICICI Net Banking Problems & Solutions

1. Unable to Login

• Check User ID & password
• Reset password if needed
• Clear browser cache or try another browser

2. OTP Not Received

• Check mobile network
• Ensure number is registered
• Retry after a few minutes

3. Beneficiary Not Active

• Newly added beneficiaries may have a cooling period
• Try again after the activation time

ICICI Net Banking Security Tips

• Never share OTP, User ID, or password
• Avoid logging in from public computers
• Change your password regularly
• Log out after completing transactions
• Use official ICICI website or iMobile app only

ICICI Net Banking FAQs

Conclusion

ICICI Net Banking offers a fast, secure, and convenient way to manage your finances online. With easy registration and strong security, you can handle daily banking needs anytime without branch visits.