The ICICI Mobile App, officially called iMobile Pay, is ICICI Bank’s all-in-one mobile banking app. It lets you manage your bank account, UPI, cards, and payments anytime, anywhere using your smartphone.
This guide explains how to register, login, use key features, reset MPIN, and solve common iMobile Pay issues in simple language.
Quick Summary – ICICI iMobile Pay App
- Official app name: iMobile Pay
- Bank: ICICI Bank
- For: Savings & Current account holders (also works for non-ICICI UPI users)
- Availability: 24×7
- Cost: Free
- Platforms: Android & iOS
What You Can Do with the ICICI Mobile App
Using the ICICI iMobile Pay app, you can:
- Check account balance & transaction history
- Send & receive money using UPI
- Transfer funds via IMPS / NEFT / RTGS
- Pay electricity, gas, mobile & credit card bills
- Open FD / RD instantly
- Manage debit & credit cards (block, unblock, limits, PIN)
- Apply for loans & credit cards
- Track investments & insurance
- Locate nearby ICICI ATMs & branches
How to Register on ICICI Mobile App (Step-by-Step)
You can register on iMobile Pay if your mobile number is linked with your ICICI Bank account.
Registration Steps
- Download iMobile Pay from the app store
- Open the app and tap Register / Login
- Enter your registered mobile number
- Verify OTP sent to your mobile
- Set:
- MPIN
- Login password (if prompted)
- Complete registration
If you already use ICICI net banking, the same credentials usually work.
How to Login to ICICI Mobile App
Option 1: Login Using MPIN
- Open iMobile Pay app
- Enter your MPIN
- Access your account instantly
Option 2: Login Using Password
- Enter your User ID & password
Biometric login (fingerprint/face ID) may also be enabled on supported devices.
Forgot ICICI Mobile App MPIN or Password?
Reset MPIN
- Open iMobile Pay app
- Tap Forgot MPIN
- Enter registered mobile number
- Verify OTP
- Set a new MPIN
Reset Login Password
- Use Forgot Password option in the app or ICICI net banking website
ICICI Mobile App vs ICICI Net Banking
| Feature | iMobile Pay App | ICICI Net Banking |
|---|---|---|
| Platform | Mobile app | Website |
| Login | MPIN / Biometrics | User ID & Password |
| UPI | Yes | Limited |
| Card control | Easy | Available |
| Best for | Daily banking | Detailed banking |
Common ICICI Mobile App Problems & Solutions
1. App Not Opening / Crashing
- Update the app
- Clear app cache
- Restart phone
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after some time
3. Login Failed
- Recheck MPIN
- Reset MPIN if locked
- Try password login
ICICI Mobile App Security Tips
- Never share OTP or MPIN
- Lock your phone with PIN/biometrics
- Log out if using another device
- Download the app only from official app stores
ICICI Mobile App FAQs
Is ICICI mobile app free?
A. Yes, iMobile Pay is free to download and use.
Can non-ICICI users use the app?
A. Yes, UPI features are available for non-ICICI bank users too.
Can I use the app on two phones?
A. Usually only one registered device is allowed at a time.
Is iMobile Pay safe?
A. Yes, it uses OTP, MPIN, and device-level security.
Conclusion
The ICICI Mobile App (iMobile Pay) makes everyday banking simple—from UPI payments to card management and investments. With quick login and strong security, it’s ideal for managing your ICICI Bank account on the go.
