The ICICI Bank RTGS form is used when you want to transfer a high-value amount (₹2 lakh or more) from your ICICI Bank account to another bank account by visiting the branch. RTGS is ideal for urgent, large transactions where same-day credit is required.
Below is a simple, step-by-step guide to ICICI Bank RTGS form details, how to fill it correctly, and submission rules.
Quick Summary
- Transfer type: RTGS (Real Time Gross Settlement)
- Minimum amount: ₹2,00,000
- Mode: Branch-based using RTGS form
- Processing: Same day (during RTGS hours)
- Charges: May apply for branch RTGS
What Is ICICI Bank RTGS Form?
The RTGS form is a physical request slip provided at ICICI Bank branches. It authorises the bank to transfer funds from your account to a beneficiary account using the RTGS system.
This form is mainly used by:
- Customers without net banking
- Senior citizens
- Businesses making large-value payments
- Users preferring offline transactions
Details Required in ICICI Bank RTGS Form
You need to carefully fill in the following fields:
Remitter (Sender) Details
- Account holder name
- ICICI Bank account number
- Mobile number
- Amount to be transferred (₹2 lakh or above)
- Signature (as per bank records)
Beneficiary Details
- Beneficiary name
- Beneficiary bank name
- Beneficiary account number
- IFSC code
- Branch name (optional but recommended)
Even a small mistake in account number or IFSC can delay or fail the transfer.
How to Get ICICI Bank RTGS Form
You can obtain the RTGS form by:
- Visiting your nearest ICICI Bank branch
- Requesting the RTGS/NEFT form at the counter
Some branches use a combined NEFT–RTGS form, where you just tick the RTGS option.
How to Fill ICICI Bank RTGS Form (Step-by-Step)
- Write your account holder name and account number
- Enter the amount in figures and words
- Fill in beneficiary bank details carefully
- Tick the RTGS option
- Sign the form as per your bank records
- Submit the form at the branch counter
You’ll receive an acknowledgement or reference number after submission.
ICICI Bank RTGS Timings (Branch)
RTGS branch timings typically follow:
- Working days: During branch hours
- Sundays & bank holidays: Not available at branch
Online RTGS via net banking works 24×7, but branch RTGS depends on working hours.
ICICI Bank RTGS Charges (Branch)
Charges may vary by amount and branch, but typically:
- A small processing fee + GST applies
- Online RTGS is often free or cheaper
Always confirm charges at the branch before submitting the form.
RTGS Credit Time
- RTGS transactions are processed in real time
- Beneficiary usually receives funds within minutes
- Delays are rare but may occur due to technical issues
Common Problems & Solutions
RTGS Failed or Delayed?
- Incorrect IFSC or account number
- Beneficiary bank technical issue
- Submitted after RTGS cut-off time
Contact ICICI Bank branch with the reference number.
Amount Debited but Not Credited?
- RTGS failures are usually reversed
- Reversal may take same day or next working day
Security Tips
- Double-check beneficiary details before submission
- Do not leave blank fields on the form
- Keep acknowledgement slip safely
- Avoid sharing account details unnecessarily
FAQs – ICICI Bank RTGS Form
Q1. Can I download ICICI Bank RTGS form online?
A. Some branches allow downloads, but the safest option is to collect it directly from the branch.
Q2. Is RTGS form mandatory for online transfers?
A. No. RTGS form is only for branch-based transactions.
Q3. Can someone else submit RTGS form on my behalf?
A. Usually no, unless authorised as per bank rules.
Q4. Is PAN required for RTGS?
A. Generally not required for RTGS, but banks may ask for ID for large amounts.
Conclusion
The ICICI Bank RTGS form is a reliable offline method for transferring ₹2 lakh or more securely. If you prefer convenience and lower charges, online RTGS via net banking is better. But for in-branch transactions, filling the RTGS form correctly ensures fast and smooth fund transfer.
