ICICI Bank Credit Card PIN Generation: Online, SMS & ATM (2026)
An ICICI Bank credit card PIN is required for ATM cash withdrawal, POS transactions (where enabled), and some offline payments. ICICI Bank offers multiple easy ways to generate or reset your credit card PIN.
Quick Summary: ICICI Credit Card PIN
- Digits: 4-digit PIN
- Used for: ATM cash withdrawal & select transactions
- Modes: iMobile app, Internet Banking, SMS, ATM
- Time taken: Instant in most cases
Method 1: Generate Credit Card PIN via iMobile App
Step-by-Step
Open iMobile Pay app
Login using your credentials
Go to Cards → Credit Card
Select Generate / Reset Credit Card PIN
Enter OTP sent to registered mobile number
Set your 4-digit PIN
✔️ PIN is generated instantly.
Method 2: Credit Card PIN via ICICI Internet Banking
Login to ICICI Internet Banking
Go to Cards & Loans → Credit Cards
Click Generate / Change PIN
Verify using OTP
Set your new PIN
Method 3: ICICI Credit Card PIN via SMS
Send SMS in the following format:
PIN <last 4 digits of credit card>
to XXXXX (ICICI short code as provided by the bank)
You will receive an OTP
Follow instructions to set PIN
SMS format and number may vary—check your ICICI SMS alert details.
Method 4: Generate Credit Card PIN at ICICI ATM
Visit an ICICI Bank ATM
Insert your credit card
Select Create / Forgot PIN
Enter card details & registered mobile number
Enter OTP received
Set your 4-digit PIN
Common Issues & Troubleshooting
OTP not received?
- Check mobile network
- Ensure your number is registered with the bank
PIN generation failed?
- Try another method
- Retry after some time
Credit card blocked due to wrong PIN?
- Block is usually temporary
- Reset PIN to unblock
Security Tips
- Do not share your credit card PIN with anyone
- Avoid setting easy PINs like 1234 or birth year
- Change PIN periodically
- Never respond to calls asking for PIN or OTP
FAQs: ICICI Credit Card PIN
Is credit card PIN mandatory?
A. Yes, for ATM withdrawals and some card transactions.
Can debit card PIN and credit card PIN be the same?
A. Not recommended for security reasons.
How many attempts are allowed?
A. Usually 3 wrong attempts before temporary block.
Conclusion
Generating an ICICI Bank credit card PIN is quick and can be done online, via ATM, or SMS. The iMobile app is the fastest and most convenient option in 2026.
