ICICI Bank Balance Check – Fast Ways to View Your Account Balance

ICICI Bank offers multiple easy methods to check your account balance—via missed call, SMS, USSD, mobile/WhatsApp banking, net banking, ATM, and more.

1. Missed Call Enquiry (Free, Instant)

  • Dial: 9594612612 from your registered mobile number
  • The call disconnects automatically after 2–3 rings.
  • You receive your current balance via SMS.
  • For last 3 transactions (mini statement): Dial 9594613613

2. SMS Banking

  • For primary account: Send SMS: nginxCopyEditIBAL to 9215676766 or 5676766
  • For secondary accounts: Send: nginxCopyEditIBAL <space> last 6 digits of account number via your registered mobile.

3. USSD Banking via *99# (No Internet)

  • Dial *99# → follow prompts to view balance (enter UPI PIN if requested).

4. Mobile or WhatsApp Banking

  • iMobile Pay, Mera Mobile, iBizz apps: Log in → Go to My Accounts → View Balance
  • WhatsApp: Message “Hi” to +91 86400 86400 (from registered mobile) to access balance services.

5. Net Banking (ICICI’s Online Portal)

  • Login at ICICI’s internet banking → View Account Details → select Account Balance

6. ATM Enquiry

  • Insert your ICICI debit card → enter PIN → select Balance Enquiry.
    Works at ICICI or other bank ATMs.

7. Customer Care

  • Call toll‑free 1860‑120‑7777 (or 1800‑1080)
  • Choose language → select Banking Account → provide debit card or account number and ATM PIN.

Comparison Table

MethodDial / SMS / Login InfoInternet NeededInfo Provided
Missed CallDial 9594612612NoBalance via SMS
SMS BankingIBAL or IBAL <last 6 digits> to SMSNoBalance via SMS
USSD (*99#)Dial *99# and follow promptsNoBalance (may need UPI PIN)
Mobile/WhatsApp AppApp login or WhatsApp Hi to 86400 86400YesBalance on-screen/chat
Net BankingLogin & select balance screenYesLive balance display
ATMCard + PIN → Balance EnquiryNoScreen/receipt balance
Customer Care Call1860‑120‑7777 → optionsNoVoice / SMS balance

Registration & Pro Tips

  • Your mobile number must be registered with the bank to use Missed Call, SMS, or WhatsApp features.
  • All services—except ATM and net banking—are free; SMS or call data charges may apply.
  • Missed Call and SMS services work 24×7, including holidays.
  • For more detailed transaction history, use net banking, mobile app, or WhatsApp banking.

Quick Summary

  • Fastest offline solution: Dial 9594612612 from your registered number.
  • Prefer SMS? Send IBAL or IBAL <last 6 digits> to 9215676766.
  • No internet needed? Use *99#.
  • For richer experience: use iMobile app, WhatsApp banking, or net banking.
  • Traditional options include checking at ATM or calling customer care.