ICICI Bank offers multiple easy methods to check your account balance—via missed call, SMS, USSD, mobile/WhatsApp banking, net banking, ATM, and more.
1. Missed Call Enquiry (Free, Instant)
- Dial:
9594612612
from your registered mobile number - The call disconnects automatically after 2–3 rings.
- You receive your current balance via SMS.
- For last 3 transactions (mini statement): Dial
9594613613
2. SMS Banking
- For primary account: Send SMS: nginxCopyEdit
IBAL
to 9215676766 or 5676766 - For secondary accounts: Send: nginxCopyEdit
IBAL <space> last 6 digits of account number
via your registered mobile.
3. USSD Banking via *99# (No Internet)
- Dial
*99#
→ follow prompts to view balance (enter UPI PIN if requested).
4. Mobile or WhatsApp Banking
- iMobile Pay, Mera Mobile, iBizz apps: Log in → Go to My Accounts → View Balance
- WhatsApp: Message “Hi” to
+91 86400 86400
(from registered mobile) to access balance services.
5. Net Banking (ICICI’s Online Portal)
- Login at ICICI’s internet banking → View Account Details → select Account Balance
6. ATM Enquiry
- Insert your ICICI debit card → enter PIN → select Balance Enquiry.
Works at ICICI or other bank ATMs.
7. Customer Care
- Call toll‑free 1860‑120‑7777 (or 1800‑1080)
- Choose language → select Banking Account → provide debit card or account number and ATM PIN.
Comparison Table
Method | Dial / SMS / Login Info | Internet Needed | Info Provided |
---|---|---|---|
Missed Call | Dial 9594612612 | No | Balance via SMS |
SMS Banking | IBAL or IBAL <last 6 digits> to SMS | No | Balance via SMS |
USSD (*99#) | Dial *99# and follow prompts | No | Balance (may need UPI PIN) |
Mobile/WhatsApp App | App login or WhatsApp Hi to 86400 86400 | Yes | Balance on-screen/chat |
Net Banking | Login & select balance screen | Yes | Live balance display |
ATM | Card + PIN → Balance Enquiry | No | Screen/receipt balance |
Customer Care Call | 1860‑120‑7777 → options | No | Voice / SMS balance |
Registration & Pro Tips
- Your mobile number must be registered with the bank to use Missed Call, SMS, or WhatsApp features.
- All services—except ATM and net banking—are free; SMS or call data charges may apply.
- Missed Call and SMS services work 24×7, including holidays.
- For more detailed transaction history, use net banking, mobile app, or WhatsApp banking.
Quick Summary
- Fastest offline solution: Dial
9594612612
from your registered number. - Prefer SMS? Send
IBAL
orIBAL <last 6 digits>
to 9215676766. - No internet needed? Use
*99#
. - For richer experience: use iMobile app, WhatsApp banking, or net banking.
- Traditional options include checking at ATM or calling customer care.