ICICI Bank ATMs allow customers to withdraw cash and use basic banking services 24×7 without visiting a branch. ICICI has a wide ATM network across India, and its ATMs also accept debit cards of other banks.
This guide explains ICICI Bank ATM services, withdrawal limits, charges, ATM PIN generation, and common problems in simple terms.
Quick Summary – ICICI Bank ATM
- Bank: ICICI Bank
- Availability: 24×7 (subject to cash & connectivity)
- Card types: ICICI debit cards (Visa, RuPay, Mastercard)
- Other bank cards: Accepted
- Basic services: Mostly free (within limits)
Services Available at ICICI Bank ATM
At an ICICI Bank ATM, you can:
- Withdraw cash
- Check account balance
- Get mini statement (last few transactions)
- Generate or change ATM PIN
- Deposit cash (at select Cash Deposit Machines – CDM)
- Transfer funds (limited ATMs)
- Update mobile number (select locations)
ICICI Bank ATM Cash Withdrawal Limits
ICICI Debit Card Daily Withdrawal Limit (Indicative)
| Card Type | Daily Limit |
|---|---|
| Standard Debit Card | Up to ₹1 lakh |
| Titanium / Platinum | Up to ₹1.5 lakh |
| Premium Cards | May be higher |
Actual limits may vary by card type and account. You can check or change limits using iMobile Pay app or net banking.
ICICI Bank ATM Charges (2026)
ICICI Bank ATM (Own Bank)
- Cash withdrawal: Free (within free transaction limit)
- Balance enquiry: Free
Other Bank ATMs
- Free transactions: As per RBI guidelines
- After free limit: Charges may apply per transaction
Free ATM transaction count may depend on metro / non-metro location.
How to Generate or Change ICICI Bank ATM PIN
Method 1: At ICICI Bank ATM
- Insert your ICICI debit card
- Select Create / Change PIN
- Enter account details and registered mobile number
- Receive OTP on mobile
- Set new ATM PIN
Method 2: Using iMobile Pay App
- Login → Cards & Forex → Debit Card → Generate / Change PIN
Method 3: Via ICICI Net Banking
- Login → Cards → Debit Card Services → Create / Change PIN
ICICI Bank Cash Deposit at ATM (CDM)
At ICICI Cash Deposit Machines, you can:
- Deposit cash instantly
- Get printed receipt
- Amount is usually credited immediately or within a few hours
Cash deposit facility is available only at selected ICICI ATM locations.
Common ICICI Bank ATM Problems & Solutions
1. Cash Debited but Not Received
- Amount is usually auto-reversed within a few working days
- If not reversed, raise a complaint via iMobile app, net banking, or customer care
2. ATM Card Blocked
- Happens after multiple wrong PIN attempts
- Unblock by resetting ATM PIN or contacting customer care
3. ATM Out of Cash
- Try another ICICI ATM nearby
- Use the iMobile app or maps to locate nearby ATMs
ICICI Bank ATM Safety Tips
- Never share your ATM PIN
- Cover keypad while entering PIN
- Avoid help from strangers at ATM
- Collect cash & receipt before leaving
- Block card immediately if lost or stolen
ICICI Bank ATM FAQs
Is ICICI Bank ATM open 24×7?
A. Yes, most ICICI ATMs operate round the clock.
Can I use other bank debit cards at ICICI ATM?
A. Yes, most bank debit cards are accepted.
How many free ATM transactions are allowed?
A. As per RBI rules; limits depend on location and bank policy.
Can I change my ATM withdrawal limit?
A. Yes, via iMobile Pay app or ICICI net banking.
Conclusion
ICICI Bank ATMs provide easy access to cash and essential banking services anytime. With high withdrawal limits, wide acceptance, and strong security, ICICI ATMs are convenient for daily banking needs.
