1. Missed Call Service
- From your registered mobile number, give a missed call to 09223008488.
- The call will disconnect automatically after one or two rings.
- You’ll receive an SMS shortly with your available balance.
⚠️ Up to 3 missed calls per day are allowed per mobile number.
2. SMS Banking
- Send an SMS in the format: swiftCopyEdit
BAL<4‑digit MPIN>to 9840777222 from your registered number. - You’ll receive your account balance via SMS.
3. WhatsApp Banking
- Save and send “Hi” to 9895900555 on WhatsApp (from your registered mobile number).
- After verifying via OTP, type “Balance”, and you’ll receive the current balance.
Other Ways to Check Balance
- ATM: Insert your SIB debit card, enter your PIN, and select Balance Enquiry.
- SIB Mirror or Mirror+ App: Open My Accounts → View Account Balance.
- Net Banking (SIBerNet): Log in and check under Account Details or My Profile.
- Passbook: Visit a branch to update your passbook and view balance.
Quick Summary Table
| Method | Contact / Access | Requires Registered Mobile? | Notes |
|---|---|---|---|
| Missed Call | 09223008488 | Yes | Max 3 calls/day |
| SMS | BAL<4‑digit MPIN> → 9840777222 | Yes | Send from registered number |
| 9895900555 | Yes | Use chat; type “Balance” | |
| ATM | SIB or other network ATM | Debit card + ATM PIN | Displays and prints balance |
| Mobile App | SIB Mirror / Mirror+ | Login (MPIN or UserID/Pass) | Real-time balance view |
| Internet Banking | sibernet.southindianbank.com | Login credentials | Full account summary |
| Passbook (branch) | Visit branch | Physical ID and passbook | Printed balance and history |
Tips & Best Practices
- Use only your registered mobile number for missed call, SMS, or WhatsApp services.
- Choose the method that suits your convenience:
- Missed call or SMS when you have no internet
- WhatsApp or app when using a smartphone
- Ensure your mobile SIM is active to receive SMS or WhatsApp replies.
- Missed-call services are absolutely free and available 24×7.
Why This Matters
Missed call and SMS services provide fast, reliable account balance updates—no internet needed and accessible any time. For fuller access, SIB’s app and net banking let you review transactions, statements, or initiate funds transfers.
