1. Missed Call Banking (Fast & Free)
- Dial 7039035156 from your registered mobile number.
- The call disconnects after a few rings and you’ll receive an SMS with your current balance shortly.
2. SMS Banking (Text‑Based Balance Alerts)
- First ensure you’re registered for PSB SMS Banking (via net banking or branch).
- Send: javascriptCopyEdit
PBAL <Account Number> <SMS Banking PIN>to 9773056161 or 8082656161 from your registered mobile number. - You’ll instantly get balance details via SMS.
3. Mobile Banking App (PSB mPay)
- Log in to PSB mPay using your credentials.
- Navigate to My Accounts → View Balance to see your current account balance.
4. Internet Banking
- Visit PSB net banking portal and login using your User ID and password.
- Under View Account Details, select Check Account Balance to view your balance online instantly.
5. ATM Balance Enquiry
- Use your PSB or any other bank’s ATM.
- Insert/swipe your debit card → enter PIN → choose Balance Enquiry to view on-screen or print a receipt.
6. Passbook Update
- Visit your nearest PSB branch to have your passbook updated.
- The latest transactions and current balance will be recorded for offline access.
Quick Comparison Table
| Method | What You Get | Internet Required | Fee | Best For |
|---|---|---|---|---|
| Missed Call (7039035156) | Current balance via SMS | No | Free | Quick access, no internet |
| SMS Banking | Account balance via SMS | No | SMS charges | Offline users with SMS access |
| Mobile App (PSB mPay) | On-screen balance | Yes | Free | Smartphone users |
| Internet Banking | Dashboard balance | Yes | Free | Detailed access via website |
| ATM | On-screen/printed balance | No | Free at PSB, ATM fees possible elsewhere | Preference for physical receipts |
| Passbook | Printed transaction record | No | Minimal branch fee | In-branch account tracking |
Registration & Pro Tips
- Use the same mobile number registered with your PSB account for all services.
- For SMS banking, set up your SMS Banking PIN before sending PBAL messages.
- Missed calls must originate from the mobile number linked to your account.
- Online banking and mobile app are ideal for those who want more detailed views beyond balance.
- All methods (except SMS charges) are free and available 24×7, including weekends and holidays.
Summary — Quick Access Reference
- Missed Call: Dial 7039035156 → no charge, SMS with balance delivered.
- SMS Banking: Send
PBAL <Account#> <PIN>→ to 9773056161 or 8082656161. - Mobile App: Open PSB mPay, go to My Accounts → Balance.
- Internet Banking: Log in to your PSB account → use the View Account Details feature.
- ATM: Swipe card → PIN → choose Balance Enquiry.
- Passbook: Branch visit needed for manual update.
