HDFC Bank Timings 2025 – Branch Hours, Saturdays, Lunch Break & Digital Services

1. Branch Working Hours

  • Mon–Fri: 9:30 AM to 3:30 PM (some branches may open from 10:00 AM, final service ends by 3:30 PM)
  • Saturdays (1st, 3rd & 5th): 9:30 AM to 3:30 PM
  • 2nd & 4th Saturdays, Sundays & Public Holidays: Closed

2. Lunch Break

  • No full branch closure—staff work in shifts
  • Typical staggered lunch breaks between 1:00–2:00 PM, ensuring services remain available throughout branch hours

3. Cash Counter Availability

  • Funds deposit/withdrawal services available Mon–Sat (working Saturdays) until about 2:00 PM
    after which limited branch operations continue until 3:30 PM

4. Digital Services (Always On)

  • NEFT: Available 24×7, with RBI batch settlement times
  • RTGS: Available 24×7, except a daily cut-off window 11:30 PM–12:30 AM
  • IMPS & UPI: Instant transfers available anytime
  • Mobile Banking, NetBanking & ATMs: Functional 24×7, including on holidays

5. Customer Support & Specialized Services

  • General customer care: 8:00 AM–8:00 PM daily
  • Credit Card support: Available 24×7
  • Loan & investment services: 8:00 AM–8:00 PM or per service-specific slots (e.g. 8:30 AM–5:30 PM for demat/loan services) on weekdays/Saturdays

Summary Table

Day / ServiceBranch HoursCash CounterDigital Services
Mon – Fri9:30 AM–3:30 PMUntil ~2:00 PM24×7
1st, 3rd & 5th Saturday9:30 AM–3:30 PMUntil ~2:00 PM24×7
2nd & 4th Saturday, SundayClosedClosed24×7
Lunch (on working days)Branch openServices uninterrupted