The HDFC Bank RTGS form is used to transfer high-value funds (₹2 lakh and above) from your HDFC Bank account to another bank account through RTGS (Real Time Gross Settlement).
Quick Summary
- Minimum RTGS amount: ₹2,00,000
- Mode: Branch form or Online (Net Banking)
- Transfer speed: Real-time
- Charges: May apply (branch vs online)
- Availability: Branch hours / Online RTGS is 24×7
What Is RTGS in HDFC Bank?
RTGS is an RBI-regulated payment system used for large-value transfers, where money is credited to the beneficiary instantly or within minutes.
Where to Get HDFC Bank RTGS Form
You can obtain the RTGS form from:
- Any HDFC Bank branch
- Customer service desk inside the branch
If you use HDFC Net Banking, you do not need a physical RTGS form.
How to Fill HDFC Bank RTGS Form (Step-by-Step)
Remitter (Sender) Details
Fill your own account information:
- Account holder name
- HDFC Bank account number
- Account type (Savings / Current)
- Branch name
- Mobile number
- Amount (₹)
- Amount in words
Beneficiary (Receiver) Details
Fill carefully:
- Beneficiary name
- Beneficiary bank name
- Branch name
- Account number
- IFSC code (mandatory)
Declaration & Signature
- Tick RTGS (not NEFT)
- Sign as per bank records
- Mention date
Any error in IFSC or account number can lead to delay or rejection.
Documents Required
- Filled RTGS form
- Cheque or debit authorisation (branch-dependent)
- Valid ID proof (sometimes required)
How to Submit HDFC Bank RTGS Form
- Visit your HDFC Bank branch
- Submit the completed RTGS form at the counter
- Deposit the transfer amount
- Collect the acknowledgement / UTR number
Online RTGS in HDFC Bank (No Form Needed)
If you have HDFC Net Banking:
Steps:
- Log in to Net Banking
- Add beneficiary (one-time)
- Select RTGS
- Enter amount (₹2 lakh or more)
- Confirm using OTP
✔ Faster
✔ Paperless
✔ Usually lower or zero charges
RTGS Charges (Indicative)
- Branch RTGS: Charges may apply
- Online RTGS: Often free or lower charges
Charges can vary. Check net banking or branch for exact fees.
FAQs – HDFC Bank RTGS Form
Q1. Can I use RTGS for less than ₹2 lakh?
A. No. Use NEFT or IMPS for lower amounts.
Q2. How long does HDFC RTGS take?
A. RTGS is processed in real time, usually within minutes.
Q3. Can RTGS be cancelled?
A. Generally not, once processed. Contact the branch immediately if required.
Q4. Is RTGS available on holidays?
A. Online RTGS works 24×7. Branch RTGS depends on branch working hours.
Common Mistakes to Avoid
- Selecting NEFT instead of RTGS
- Wrong IFSC code
- Incorrect beneficiary account number
- Signature mismatch
Conclusion
The HDFC Bank RTGS form is useful for branch-based high-value transfers, while online RTGS via net banking is faster and more convenient. Always double-check beneficiary details to ensure a smooth transaction.
