- HDFC Bank account numbers are 14 digits long, a standard used by most private banks in India.
- The format encodes branch and product type to simplify identification and validation.
Structure & Customisation
- The 14-digit number typically includes:
- Bank & branch codes
- Product type indicator (e.g., savings, salary, corporate)
- Unique customer identifier
- A checksum digit to validate the number
- Select account holders (e.g., SavingsMax, Specialé, Women’s Advantage, Kids Advantage) can personalise up to 11 digits to include meaningful numbers like birthdays, and the system auto‑prefixes “591”—which is a default for savings accounts.
How to Find Your Account Number
Your HDFC Bank account number appears in:
- Welcome kit or welcome letter received when your account was opened, containing account and customer details
- Cheque book leaves, printed on every leaf along with the IFSC and branch info
- Passbook or printed bank statement—found on the first page of your passbook or at the top of your statement document
- NetBanking portal—log in and check the account summary or profile section for your full 14-digit number
- HDFC MobileBanking app—your account number is displayed once you sign in using your credentials
- Branch visit—visit your home branch with valid ID and staff can retrieve the number for you
Quick Reference Table
| Feature | Details |
|---|---|
| Account Number Length | 14 digits |
| Structural Information | Branch code, product code, unique identifier, checksum |
| Personalisation Option | Up to 11 digits (with prefix “591” for select savings accounts) |
| Where to View | Welcome kit, cheque book, passbook, net banking, mobile app, branch |
| Security Note | Never share full number with unverified parties; treat it as private info |
Why It Matters
Your 14-digit account number:
- Ensures accurate routing of NEFT/IMPS/RTGS transfers
- Links uniquely to your debit card or net banking profile
- Supports digital service authentication and billing processes
Final Thoughts
HDFC account numbers follow a consistent 14-digit format that embeds branch and product codes, making them unique and secure. Whether printed on your welcome kit or accessible through digital banking, you can easily retrieve it via net banking, mobile app, passbook, or cheque book.
