Who Can Use Instant PIN Generation?
- Resident Indian individuals holding a savings or salary account
- NRIs with an Indian mobile number updated in bank records
- The service works for single or either-or-survivor accounts
- Your debit card must be active and linked to the account
Methods to Generate or Regenerate Your HDFC Bank ATM PIN
1. HDFC Bank ATM
- Insert your debit card at any HDFC ATM.
- Select “PIN Generation” or “Create New ATM PIN”.
- Enter your 11-digit account number and registered mobile number.
- You’ll receive an OTP; enter it to set your new 4-digit PIN
2. HDFC Net Banking
- Login to HDFC NetBanking.
- Navigate to Cards → Debit Cards → Instant PIN Generation (or Reset/Regeneration)
- Select your debit card and enter the OTP sent to your registered mobile.
- Create your new PIN. If it’s regeneration, there may be a ₹50 charge, while instant generation on a new card is free.
3. HDFC Mobile Banking App
- Login via the HDFC mobile app.
- Go to Cards → PIN Generation or Change PIN.
- Select your card, enter OTP, set your PIN.
- The app verifies and activates the new PIN instantly.
4. SMS / Green PIN by SMS
- From your registered mobile number, send: nginxCopyEdit
PIN <last 4 of debit card> <last 4 of account number>to 567676. - You’ll get an OTP via SMS.
- Visit any HDFC ATM and follow prompts to enter OTP and set 4-digit PIN.
5. WhatsApp Banking, Eva, Insta Services
- Chat with HDFC’s EVA bot, WhatsApp number 7070022222, or go to “Insta Service” on HDFC website.
- Request “Regenerate debit card PIN” and you’ll be redirected to MyCards to complete the process via OTP.
6. Customer Care / Phone Banking
- Call HDFC customer care from your registered number (e.g., 1800 202 6161).
- Choose debit card services and request PIN generation.
- Provide card/account details, receive OTP, and complete the process at an ATM within two days.
Step-by-Step Comparison Table
| Method | How to Proceed | OTP Required? | Charges |
|---|---|---|---|
| ATM | Insert card → PIN Generation → enter OTP → set PIN | Yes | Usually free |
| Net Banking | Login → Cards → PIN generation → OTP → set PIN | Yes | Free for new; ₹50 for reset |
| Mobile App | Login → Cards → PIN generation → OTP → set PIN | Yes | Usually free |
| SMS (Green PIN) | SMS format to 567676 → OTP → visit ATM | Yes | Free |
| WhatsApp / EVA | Chat and follow link → MyCards → set PIN | Yes | Free |
| Phone Banking | Call support → OTP → ATM visit | Yes | May apply |
Security Tips & Best Practices
- Choose a 4-digit PIN that’s hard to guess—avoid birthdays, repeating or sequential numbers.
- Never share your PIN with anyone.
- Cover the ATM keypad while entering.
- Delete any SMS with OTP or PIN setup details once completed.
- Use only your registered mobile number for requests.
When to Use PIN Regeneration?
- If you’ve forgotten your PIN.
- If your PIN has been compromised.
- If you wish to update to a new PIN periodically (for added security).
- Note: Regeneration via net banking costs ₹50, while setup for a new card is free
Final Thoughts
HDFC Bank offers flexible, secure ways to generate or reset your ATM PIN—online or offline. Whether you prefer doing it using net banking, mobile app, ATM, SMS, or even WhatsApp, there’s a method that suits you. New PINs are usually instant or take a short while, and security protocols ensure your information stays safe.
