Fino Payments Bank UPI Setup: Activate UPI Step by Step

How to Set Up UPI on Fino Payments Bank

Setting up UPI on your Fino Payments Bank account takes just a few minutes through the BPay app or any third-party UPI app. Once active, you can send and receive money instantly using your Fino UPI ID at no extra cost.

Prerequisites

• Active Fino Payments Bank savings account
• Registered mobile number inserted in your smartphone
• BPay by Fino app installed on your phone
• Fino Payments Bank debit card details

Steps to Set Up UPI via BPay App

1. Open the BPay by Fino app and log in.
2. Tap on UPI from the home screen.
3. Select Add Bank Account and choose Fino Payments Bank.
4. The app will detect your registered SIM and send an automatic verification SMS.
5. Your UPI ID will be created (usually mobilenumber@fino).
6. Tap Set UPI PIN.
7. Enter the last 6 digits of your Fino debit card and expiry date.
8. Enter the OTP received on your registered mobile number.
9. Create a 4 or 6-digit UPI PIN.
10. UPI is now active on your Fino Payments Bank account.

Linking Fino Payments Bank to Other UPI Apps

1. Open Google Pay, PhonePe, or BHIM.
2. Go to Add Bank Account.
3. Search for and select Fino Payments Bank.
4. Complete SIM-based verification and set your UPI PIN.

Key Takeaways

• Default Fino Payments Bank UPI ID is mobilenumber@fino.
• You can link Fino to multiple UPI apps at the same time.
• Never share your UPI PIN with anyone.
• Daily UPI limit is subject to NPCI and Fino bank guidelines.
• UPI transfers between banks are instant and free for peer-to-peer transactions.

Frequently Asked Questions

What is the default UPI ID for Fino Payments Bank?

Your default UPI ID is your registered mobile number followed by @fino (e.g., 9876543210@fino).

Can I reset my Fino UPI PIN if I forget it?

Yes. Go to the UPI section in the BPay app, select your account, and use the reset PIN option with your debit card and OTP.

What is the UPI transaction limit for Fino Payments Bank?

Per NPCI guidelines, UPI limit is Rs 1 lakh per transaction. Check the BPay app for Fino-specific daily limits.

Do I need a debit card to set up UPI on Fino?

Yes. You need your debit card details to set the UPI PIN during initial setup. If you do not have a card, contact Fino customer care.

Can I use Fino Payments Bank UPI to pay at shops?

Yes. You can scan any UPI QR code at any shop in India to make payments from your Fino Payments Bank account.