BPay by Fino: Complete Mobile Banking App User Guide
BPay by Fino: Complete Mobile Banking Guide
BPay by Fino is the official mobile banking app for Fino Payments Bank customers. It gives you full control over your savings account, UPI payments, bill payments, money transfers, and more. Here is a complete guide to help you set up and use the BPay app.
How to Download and Register on BPay
- Search for BPay by Fino on Google Play Store or Apple App Store.
- Download and install the app.
- Open the app and tap Register or Login.
- Enter your Fino-registered mobile number and complete OTP verification.
- Set a 4-digit MPIN for app login.
- Your account dashboard is now accessible.
Key Features of the BPay App
Account Management
- Real-time balance check
- Download account statements in PDF
- View detailed transaction history
- Update personal information and KYC status
Payments and Money Transfers
- UPI payments to any bank account
- IMPS and NEFT transfers
- Mobile recharge and DTH recharge
- Utility bill payments (electricity, water, gas)
- QR code-based payments at merchants
Additional Services
- Fixed deposit and recurring deposit booking
- Insurance purchase through partner companies
- Aadhaar-linked benefit transfers (DBT)
How to Reset MPIN on BPay App
- On the login screen, tap Forgot MPIN.
- Enter your registered mobile number.
- Verify via OTP.
- Set a new 4-digit MPIN.
Key Takeaways
- BPay is free to download and use for all Fino Payments Bank customers.
- Available on both Android and iOS.
- Supports UPI, IMPS, and major bill payment categories.
- Fino Payments Bank has a maximum account balance limit of Rs 2 lakh.
- Fino cannot offer loans or credit cards as per RBI payments bank norms.
Frequently Asked Questions
Is BPay and Fino Banking the same app?
Yes. BPay by Fino is the official app for Fino Payments Bank. It was previously known as Fino Banking App.
Can I use BPay without visiting a Fino Mitra?
Yes. Most services including balance check, transfers, and bill payments can be done entirely through the app.
Is the BPay app safe to use?
Yes. The app uses industry-standard encryption and MPIN-based authentication for security.
What should I do if BPay is not working?
Update the app, clear cache, or reinstall. For persistent issues, call Fino customer care at 1860-267-4000.
Can I open a new Fino account through the BPay app?
Yes. New customers can open an account by completing Aadhaar-based e-KYC directly within the BPay app.
