FedNet (Federal Net Banking) – Register, Login & Key Features (2025)

Bank from anywhere, anytime, with FedNet, the 24×7 internet banking service of Federal Bank, designed for personal, NRI, and corporate customers.

1. Who Can Use FedNet?

• Available to customers with individual bank accounts (joint accounts with multiple holders require branch-based activation for full access).
• ATM card, active mobile number, and KYC ID (PAN, Voter ID, or Passport) already registered with the bank are required.

2. Easy Online Registration (Retail Users)

1. Visit the official FedNet registration portal: www.fednetbank.com → click Continue to Login → then Sign Up under Personal Banking.
2. Enter your 14-digit account number and CAPTCHA code, then click Continue.
3. A one-time OTP is sent to your registered mobile—validate it to proceed.
4. Create a unique User ID, then set a strong Login Password (must differ from User ID).
5. On first login, choose transaction facility: View Only or View + Transact.
   • If you select View + Transact, you’ll be prompted to enter debit card number, expiry date, and ATM PIN.
   • Set a separate Transaction Password and confirm it via OTP.
6. Once completed, FedNet access is activated instantly.

3. Login & Security

• Login via User ID + Login Password.
• Two-factor authentication (OTP) is required for transaction-related actions.
• Features include Captcha, virtual keyboard entry, session timeout, and account lock-out after multiple wrong attempts. Make sure the URL reads https://www.fednetbank.com/ before proceeding.

4. Key FedNet Features

Service Area	Available Features
Account Management	View balances and mini/full statements, download e-statements
Fund Transfers	NEFT, RTGS, IMPS, intra-bank transfers, bulk uploads for corporate payments
Bill Payments	Mobile/DTH recharge, utility & tax payments, credit card bill settlement, BBPS payments
Investments & Deposits	Open Fixed Deposits/Recurring Deposits, redeem investments, enable recurring mandates (NACH), apply for Sovereign Schemes
Card & Cheque Services	Request chequebooks, stop payments, enable/disable debit card features, block cards
Additional Services	Raise service requests, track tickets, apply for DDs, access Demat/investment instruments (for integrated users)

5. Corporate FedNet (Advanced Workflows)

• Ideal for businesses, multi-location firms, and suppliers.
• Features include multi-user access with roles and limits, segmented account access, maker-checker authorization workflows, and large-volume file uploads.
• Suitable for bulk salary disbursal, vendor payments, trade finance, and LC/BG requests.

6. Card Services Through FedNet

• Enable or disable debit card features (domestic, international, e‑commerce, contactless) anytime.
• Change daily spending and withdrawal limits securely via SMS OTP.
• Convenient and secure card management via web or FedMobile app.

7. Why Choose FedNet?

• Always available: 24×7 access, including holidays and weekends.
• Strong security: FedNet supports Two-Factor Authentication (2FA) for secure transactions.
• All-in-one platform: Seamless access for personal users and corporate clients under the same portal.
• Use key services like bill payments, FD openings, transfers, tax filing, and more.

Summary Table

Step	Description
Register	Enter account number → OTP → user ID → login & transaction password
Login	User ID + password + OTP or additional authentication
Main Services	Account access, fund transfers, investments, bill pay, card management
For Businesses	Workflow controls, bulk transfers, trade finance, corporate access
Card Management	On/off card features, limit change via FedNet or FedMobile app

Pro Tips & Security

• Always use the official site and ensure HTTPS connection.
• Don’t click links from unknown emails or messages.
• Never share your passwords, transaction PINs, or SMS OTPs.
• Log out after each session, especially when using public computers.
• Use FedMobile app for seamless mobile access and alerts.