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Federal Bank Account Number – Format, Where to Find & Examples (2026)

A Federal Bank account number is a unique number assigned to every customer account. It is required for NEFT, RTGS, IMPS, UPI linking, cheque usage, and net banking.

This guide explains the Federal Bank account number format, length, where to find it, and common doubts in simple Indian English.

Quick Summary: Federal Bank Account Number

  • Bank: Federal Bank
  • Account number length: Typically 14 digits
  • Used for: Fund transfers, KYC, cheques, UPI, net banking
  • Printed on: Passbook, cheque leaf, account statement
  • Different from: CIF / Customer ID

What Is the Federal Bank Account Number?

Your Federal Bank account number uniquely identifies your savings, current, or other account with Federal Bank.
Each customer may have multiple account numbers (for savings, FD, RD, etc.).

Federal Bank Account Number Format

Federal Bank usually follows a 14-digit numeric format.

Typical Format Example

XXXXXXXXXXXXXX
(14 digits)

The exact structure may vary by branch or account type, but the total length is usually 14 digits.

Where to Find Your Federal Bank Account Number

You can find your account number in the following places:

1. Passbook

  • Printed on the first page
  • Shown clearly as “Account Number”

2. Cheque Book

  • Printed on each cheque leaf
  • Usually near the MICR line

3. Account Statement

  • Monthly statement (physical or PDF)
  • Shown at the top

4. Federal Bank Net Banking / Mobile App

  • Login → Account details → View account number

5. Welcome Letter / SMS

  • Sent at the time of account opening (partial masking may apply)

Account Number vs Customer ID (CIF)

DetailAccount NumberCustomer ID
PurposeIdentifies one accountIdentifies customer
LengthUsually 14 digitsDifferent length
Used forTransfers, chequesNet banking login
ChangesDifferent for each accountSame for all accounts

Is Account Number Same for All Federal Bank Branches?

  • The format is standard, but
  • Some digits may represent:
    • Branch code
    • Account type

Exact logic is internal to the bank.

How to Share Federal Bank Account Number Safely

Safe to share:

  • Account number
  • IFSC code
  • Account holder name

Never share:

  • ATM PIN
  • Net banking password
  • OTP

Common Problems & Solutions

Account number not accepted?

  • Check digit count (14 digits)
  • Avoid extra spaces
  • Confirm correct IFSC code

Forgot account number?

  • Check passbook or cheque
  • Login to mobile/net banking
  • Visit branch with ID proof

Multiple account numbers?

  • Each account (SB, CA, FD) has a separate number

FAQs: Federal Bank Account Number

Q1. How many digits are there in a Federal Bank account number?

A. Usually 14 digits.

Q2. Is account number same as CIF?

A. No. CIF (Customer ID) is different.

Q3. Can I change my Federal Bank account number?

A. No. Account numbers cannot be changed.

Q4. Is it safe to share account number?

A. Yes, for receiving money. Just avoid sharing sensitive details.

Conclusion

A Federal Bank account number is a 14-digit unique number used for all major banking transactions. You can easily find it on your passbook, cheque book, statements, or digital banking apps.

Always double-check the number before sharing or using it for fund transfers to avoid failed transactions.

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